Valuation : Access Financial Services Limited

Market Cap 5.11B 32.37M 27.89M 26.15M 23.87M 44.97M 3.09B 45.11M 310M 121M 1.56B 122M 119M 5.18B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.76B 49.17M 42.37M 39.72M 36.26M 68.31M 4.7B 68.53M 471M 184M 2.37B 185M 181M 7.87B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
08-17 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 CI
07-01 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-16 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-14 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-14 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
14/08/25 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
04/08/25 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
02/07/25 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
21/03/25 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
14/02/25 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
08/11/24 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
1 day+0.32%
1 week+8.32%
Current month+8.20%
1 month+8.20%
3 months+12.45%
6 months+19.99%
Current year+0.59%
1 week 18
Extreme 18
18.61
1 month 14.6
Extreme 14.6
18.61
Current year 14.6
Extreme 14.6
19.76
1 year 14.6
Extreme 14.6
19.98
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 10/12/2022
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 01/05/2022
Director TitleAgeSince
Chairman - 01/06/2021
Director/Board Member - 01/09/2014
Director/Board Member - 07/01/2015
Change 5-day change 1-year change 3-year change Capi.($)
+0.32%+8.32%+3.50%-19.12% 32.26M
-2.40%-6.98%+3.63%-1.23% 2.33B
+0.14%+5.13%-6.18%+13.57% 1.14B
+1.72%-1.14%+35.40% - 360M
+1.63%-0.44%+18.01%-68.76% 339M
-1.20%+0.82%+93.70%+228.00% 334M
-1.61%-0.80%+65.85%+7.24% 256M
+0.60%+1.24%+0.66%-69.78% 227M
+2.22%+2.22%-25.81%-54.00% 63.61M
Average +0.16%+0.12%+20.97%+4.49% 565.3M
Weighted average by Cap. -0.94%-1.69%+13.16%+10.02%

Financials

2025 2026
Net sales 1.95B 12.34M 10.63M 9.97M 9.1M 17.14M 1.18B 17.2M 118M 46.14M 595M 46.32M 45.31M 1.97B 1.84B 11.67M 10.06M 9.43M 8.61M 16.22M 1.12B 16.27M 112M 43.65M 563M 43.82M 42.87M 1.87B
Net income 504M 3.19M 2.75M 2.58M 2.35M 4.44M 305M 4.45M 30.6M 11.94M 154M 11.99M 11.73M 511M 359M 2.27M 1.96M 1.84M 1.68M 3.16M 217M 3.17M 21.77M 8.49M 110M 8.53M 8.34M 363M
Net Debt 3.08B 19.54M 16.83M 15.78M 14.41M 27.14M 1.87B 27.23M 187M 73.06M 943M 73.35M 71.75M 3.13B 2.65B 16.8M 14.48M 13.57M 12.39M 23.34M 1.61B 23.41M 161M 62.83M 810M 63.07M 61.7M 2.69B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
28/08/26 JMD 18.61 +0.32% 3,009
27/08/26 JMD 18.55 +0.27% 8,989
26/08/26 JMD 18.50 +2.78% 154
25/08/26 JMD 18.00 -3.17% 131
24/08/26 JMD 18.59 +8.21% 319