Valuation: Arman Financial Services Limited

Market Cap 14.12B 150M 131M 121M 113M 212M 217M 1.45B 563M 6.98B 562M 550M 24.2B P/E 2024
9.56x
P/E 2025 26.2x
Enterprise Value 25.7B 272M 239M 220M 206M 387M 395M 2.65B 1.02B 12.7B 1.02B 1B 44.05B EV / Sales 2024
10.1x
EV / Sales 2025 10.3x
Free-Float
62%
Yield 2024 *
-
Yield 2025 -
06-09 Arman Financial Services Limited Appoints Pushpendrakumar as Interim Head - Internal Audit and Reconstitution of Board Committees, with Effect from June 09, 2026 CI
05-30 Arman Financial Services Limited Announces Resignation of Niteshkumar Mishra as Head of Internal Audit , Effective May 31, 2026 CI
05-29 Arman Financial Services Limited, Q4 2026 Earnings Call, May 29, 2026
05-27 Arman Financial Services Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026 CI
05-27 Arman Financial Services Limited Announces Management Changes CI
03-25 Arman Financial Services Limited Allots INR 1,250 Million Senior Secured Listed Rated Taxable Transferable Redeemable Non-Convertible Debentures on Private Placement Basis CI
02-16 Arman Financial Services Limited, Q3 2026 Earnings Call, Feb 16, 2026
02-13 Arman Financial Services says approved raising funds through NCDs up to 5 billion rupees RE
02-12 Arman Financial Services Limited Approves the Re-Designation of Vivek Modi from Group Chief Financial Officer to Executive Director & Group Chief Financial Officer, Effective February 12, 2026 CI
02-12 Arman Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
01-29 Arman Financial Services Raises INR1.25 Billion Through Debenture Allotment MT
01-29 Arman Financial Services Limited Allots 125,000 Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures by Way of A Private Placement CI
01-19 Arman Financial Services to raise funds totaling 1.25 billion rupees via non-convertible debentures RE
1 week-1.63%
Current month-0.91%
1 month-2.92%
3 months+14.57%
6 months+10.88%
Current year+7.53%
1 week 1,600
Extreme 1600
1,718.7
1 month 1,425.05
Extreme 1425.05
1,900
Current year 1,302.3
Extreme 1302.3
1,903.15
1 year 1,256.1
Extreme 1256.1
1,903.15
3 years 1,111
Extreme 1111
2,676.1
5 years 603.95
Extreme 603.95
2,676.1
10 years 165
Extreme 165
2,676.1
Manager TitleAgeSince
Chief Executive Officer 41 -
Director of Finance/CFO - 26/05/2018
Compliance Officer 33 20/06/2025
Director TitleAgeSince
Director/Board Member 74 26/11/1992
Director/Board Member 46 24/10/2000
Director/Board Member 75 26/11/1992
Date Insider Type Main position Quantity % Market Cap.
29/03/25Sell 454 0.0043%
03/03/25Sell 241 0.0023%
Change 5-day change 1-year change 3-year change Capi.($)
+0.00%-1.63%-5.32%-15.45% 186M
-1.06%+2.25%+5.65%+40.26% 64.45B
+1.49%+4.02%+4.68%+74.22% 41.82B
-0.89%-0.40%-12.29%+17.49% 29.81B
+0.18%+4.52%+21.15%+140.55% 26.41B
+1.28%+2.89%+52.86%+208.81% 25.73B
+3.35%-0.17%+11.19%+115.94% 22.19B
+0.23%-1.91%-21.06% - 16.75B
+0.43%+6.57%+11.88%+65.08% 16.27B
+2.71%+5.27% - - 16.25B
Average +0.64%+0.99%+7.64%+80.86% 25.99B
Weighted average by Cap. +0.35%+1.49%+9.03%+83.46%

Financials

2024 2025
Net sales 3.49B 36.98M 32.43M 29.89M 27.98M 52.47M 53.56M 359M 139M 1.72B 139M 136M 5.98B 2.45B 25.98M 22.78M 21M 19.66M 36.87M 37.63M 252M 97.67M 1.21B 97.57M 95.44M 4.2B
Net income 1.74B 18.4M 16.13M 14.87M 13.92M 26.11M 26.65M 179M 69.16M 858M 69.09M 67.58M 2.97B 521M 5.52M 4.84M 4.46M 4.18M 7.83M 7.99M 53.62M 20.75M 257M 20.73M 20.28M 892M
Net Debt 16.01B 170M 149M 137M 128M 241M 246M 1.65B 638M 7.91B 637M 623M 27.43B 11.58B 123M 108M 99.22M 92.89M 174M 178M 1.19B 461M 5.72B 461M 451M 19.85B
Logo Arman Financial Services Limited
Arman Financial Services Limited is an India-based holding company. The Company is a non-banking finance company (NBFC). It is engaged primarily in the business of Financing. The Company and its subsidiary are engaged in the business of providing Micro, Small and Medium Enterprise loans (MSME), TwoWheeler loans (TW), Loan again property (LAP) and Micro Finance Joint Liability Groups (JLG) Loans. It offers products such as Two Wheeler, which offers two wheeler financing for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield; and MSME, it offers term loans to the underserved non-group micro-enterprise segment of the Indian market. The Company has one subsidiary, Namra Finance Limited, which is a non-deposit taking NBFC - Microfinance Institution (NBFC-MFI). Its subsidiary is engaged in providing microfinance loans (MFL) to Joint Liability Groups (JLGs), with a focus on women entrepreneurs.
Employees
1,154
Date Price Change Volume
25/06/26 ₹1,667.85 +0.00% 1,825
24/06/26 ₹1,667.80 +2.34% 1,803
23/06/26 ₹1,629.60 -0.03% 2,062
22/06/26 ₹1,630.05 -3.66% 2,651
19/06/26 ₹1,691.90 -0.21% 1,402
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