Valuation: Bread Financial Holdings, Inc.

Market Cap 4.04B 3.46B 3.24B 2.96B 5.59B 385B 5.65B 38.28B 14.9B 194B 15.17B 14.84B 644B P/E 2026 *
8.72x
P/E 2027 * 7.82x
Enterprise Value 4.04B 3.46B 3.24B 2.96B 5.59B 385B 5.65B 38.28B 14.9B 194B 15.17B 14.84B 644B EV / Sales 2026 *
1.01x
EV / Sales 2027 * 0.97x
Free-Float
98.59%
Yield 2026 *
0.88%
Yield 2027 * 0.91%
1 day+2.03%
1 week-3.36%
Current month-0.65%
1 month+1.19%
3 months+21.31%
6 months+46.70%
Current year+45.04%
1 week 102.02
Extreme 102.02
112.09
1 month 102.02
Extreme 102.02
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+2.03%-3.36%+70.84%+190.11% 4.04B
+0.97%-0.17%+21.57%+52.35% 69.94B
+0.32%+1.22%-24.40%+35.89% 39.9B
+0.11%-0.05%+1.94%+36.46% 33.42B
+1.65%+1.52%+84.74%+203.38% 27.51B
+0.62%0.00%+8.89%+153.00% 26.04B
+3.59%+6.31%-28.20%+126.48% 23.56B
+0.48%-2.64%-24.16%+13.91% 16.69B
+0.47%-1.11%+22.46%+72.14% 16.57B
-0.19%+1.25% - - 16.05B
Average +1.01%-1.13%+14.85%+98.19% 27.37B
Weighted average by Cap. +0.93%-0.60%+10.69%+81.76%

Financials

2026 *2027 *
Net sales 4B 3.42B 3.21B 2.93B 5.53B 381B 5.59B 37.85B 14.73B 192B 15B 14.68B 637B 4.15B 3.56B 3.33B 3.04B 5.75B 396B 5.8B 39.32B 15.31B 200B 15.59B 15.25B 661B
Net income 491M 420M 394M 360M 679M 46.77B 686M 4.65B 1.81B 23.6B 1.84B 1.8B 78.14B 495M 424M 398M 363M 685M 47.2B 692M 4.69B 1.83B 23.81B 1.86B 1.82B 78.86B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
25/08/26 $107.37 +2.07% 150,193
24/08/26 $105.19 -0.68% 285,950
21/08/26 $105.91 +2.65% 432,092
20/08/26 $103.18 -4.91% 927,122
19/08/26 $108.51 -2.33% 390,398
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
105.19USD
Average target price
115.44USD
Spread / Average Target
+9.74%

Quarterly revenue - Rate of surprise