Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 12,081 - -
Change - 28.13% - -
Enterprise Value (EV) 1 8,302 11,089 10,405 9,410
Change - 33.56% -6.17% -9.56%
P/E -5.89x 73x 36.1x 26.1x
PBR 6.82x 7.46x 5.46x 3.9x
PEG -0x -1x 0x 0.7x
Capitalization / Revenue 4.31x 4.41x 3.67x 3.13x
EV / Revenue 3.8x 4.04x 3.16x 2.44x
EV / EBITDA 65.6x 23.5x 14.7x 9.69x
EV / EBIT -7.98x 70.7x 25.7x 15.3x
EV / FCF 252x 18.5x 15.4x 10.3x
FCF Yield 0.4% 5.4% 6.51% 9.66%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.4374 0.8834 1.223
Distribution rate - - - -
Net sales 1 2,187 2,742 3,290 3,862
EBITDA 1 126.6 471.8 708.2 971.2
EBIT 1 -1,040 156.9 405.4 613.1
Net income 1 -1,010 172.8 351.7 516.9
Net Debt 1 -1,126 -991.9 -1,676 -2,670
Reference price 2 25.17 31.91 31.91 31.91
Nbr of stocks (in thousands) 374,578 378,585 - -
Announcement Date 25/02/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
72.96x4.04x23.5x-.--% 12.08B
22.04x4.44x10.48x1.36% 95.85B
44.25x14.82x27.8x-.--% 82.29B
27.49x8.64x16.64x-.--% 38.53B
41.87x21.87x35.77x2% 25.88B
59.4x5.39x18.76x-.--% 24.64B
6.06x2.95x7.01x4.39% 21.12B
7.72x - - 8.16% 18.64B
67.69x5.2x22.13x-.--% 18.21B
12.65x-0.19x-0.34x-.--% 15.22B
Average 36.21x 7.46x 17.97x 1.59% 35.25B
Weighted average by Cap. 33.87x 8.63x 18.43x 1.21%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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