Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 12,649 - -
Change - 34.16% - -
Enterprise Value (EV) 1 8,302 11,658 10,976 9,986
Change - 40.42% -5.85% -9.01%
P/E -5.89x 77.4x 37.9x 26.5x
PBR 6.82x 7.86x 5.76x 4.12x
PEG -0x -1x 0x 0.6x
Capitalization / Revenue 4.31x 4.61x 3.84x 3.26x
EV / Revenue 3.8x 4.25x 3.33x 2.58x
EV / EBITDA 65.6x 24.7x 15.5x 10.2x
EV / EBIT -7.98x 75.1x 27.2x 16x
EV / FCF 252x 19.6x 17.3x 11.7x
FCF Yield 0.4% 5.11% 5.78% 8.52%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.435 0.8879 1.272
Distribution rate - - - -
Net sales 1 2,187 2,741 3,296 3,874
EBITDA 1 126.6 472.3 709.9 983.6
EBIT 1 -1,040 155.2 404.2 624.8
Net income 1 -1,010 171.3 353.1 530.3
Net Debt 1 -1,126 -990.6 -1,673 -2,662
Reference price 2 25.17 33.65 33.65 33.65
Nbr of stocks (in thousands) 374,578 378,585 - -
Announcement Date 25/02/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
76.8x4.25x24.68x-.--% 12.65B
51.52x17.42x32.52x-.--% 96.19B
21.57x4.34x10.25x1.4% 93.81B
26.94x8.24x15.85x-.--% 38B
37.76x4.02x12.97x-.--% 25B
38.16x19.08x31.9x2.23% 24.32B
83.67x6.63x28.24x-.--% 22.5B
6.29x2.99x7.1x4.29% 21.59B
8.29x - - 7.61% 20.3B
12.24x-0.52x-0.91x-.--% 16.55B
Average 36.32x 7.38x 18.07x 1.55% 37.09B
Weighted average by Cap. 35.68x 9.18x 19.62x 1.17%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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