Financials Citigroup Inc.

Equities

C

US1729674242

Investment Banking & Brokerage Services

Market Closed - Nyse Other stock markets 00:03:55 12/03/2026 +04			After hours 02:24:56
109.19 ^USD	+0.20%		108.18	-0.93%

01:20am	Citi's Sheets: May See Inflation Uptick in Coming Months	MT
08:09pm	Citigroup, Standard Chartered Evacuate Dubai Offices Amid Iran Threats	MT

Projected Income Statement: Citigroup Inc.

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	71,884	75,338	78,462	81,139	85,225	90,683	94,186	97,678
Change	-	4.8%	4.15%	3.41%	5.04%	6.4%	3.86%	3.71%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	23,691	24,046	22,096	27,155	30,093	36,117	38,962	41,062
Change	-	1.5%	-8.11%	22.9%	10.82%	20.02%	7.88%	5.39%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	27,469	18,807	12,910	17,046	19,828	25,570	28,030	29,507
Change	-	-31.53%	-31.36%	32.04%	16.32%	28.96%	9.62%	5.27%
Net income ¹	20,758	13,700	7,850	11,628	13,097	17,897	19,723	21,066
Change	-	-34%	-42.7%	48.13%	12.63%	36.65%	10.21%	6.81%
Announcement Date	14/01/22	13/01/23	12/01/24	15/01/25	14/01/26	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4
Net sales ¹	19,327	17,474	17,154	17,017	19,186	19,638	18,508	18,006	21,447	19,436	20,139	17,440	21,104	20,139	20,315	19,581	21,596	21,668	22,090	19,871	22,963	22,741	22,845	22,236	23,557	23,485	23,725	23,098
Change	-	-9.59%	-1.83%	-0.8%	12.75%	2.36%	-5.75%	-2.71%	19.11%	-9.38%	3.62%	-13.4%	21.01%	-4.57%	0.87%	-3.61%	10.29%	0.33%	1.95%	-10.05%	15.56%	-0.97%	0.45%	-2.67%	5.94%	-0.31%	1.02%	-2.64%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	8,254	6,282	5,670	3,485	6,021	7,245	5,759	5,021	8,158	5,866	6,628	1,444	6,909	6,786	7,065	6,395	8,171	8,091	7,800	6,031	9,323	9,065	9,289	8,564	10,292	9,453	9,900	8,808
Change	-	-23.89%	-9.74%	-38.54%	72.77%	20.33%	-20.51%	-12.81%	62.48%	-28.1%	12.99%	-78.21%	378.46%	-1.78%	4.11%	-9.48%	27.77%	-0.98%	-3.6%	-22.68%	54.58%	-2.77%	2.47%	-7.8%	20.17%	-8.15%	4.73%	-11.03%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	10,309	7,348	5,862	3,950	5,266	5,971	4,394	3,176	6,183	4,042	4,788	-2,103	4,544	4,310	4,390	3,802	5,448	5,219	5,350	3,811	6,597	6,431	6,691	5,977	7,206	7,038	7,331	6,581
Change	-	-28.72%	-20.22%	-32.62%	33.32%	13.39%	-26.41%	-27.72%	94.68%	-34.63%	18.46%	-143.92%	316.07%	-5.15%	1.86%	-13.39%	43.29%	-4.2%	2.51%	-28.77%	73.09%	-2.51%	4.05%	-10.67%	20.55%	-2.32%	4.15%	-10.23%
Net income ¹	7,584	5,899	4,352	2,924	4,002	4,274	3,174	2,251	4,295	2,594	3,160	-2,218	3,047	2,975	2,961	2,600	3,768	3,702	3,458	2,169	4,616	4,503	4,717	4,111	5,040	4,953	5,196	4,564
Change	-	-22.22%	-26.22%	-32.81%	36.87%	6.8%	-25.74%	-29.08%	90.8%	-39.6%	21.82%	-170.19%	237.38%	-2.36%	-0.47%	-12.19%	44.92%	-1.75%	-6.59%	-37.28%	112.83%	-2.45%	4.76%	-12.85%	22.6%	-1.73%	4.9%	-12.17%
Announcement Date	15/04/21	14/07/21	14/10/21	14/01/22	14/04/22	15/07/22	14/10/22	13/01/23	14/04/23	14/07/23	13/10/23	12/01/24	12/04/24	12/07/24	15/10/24	15/01/25	15/04/25	15/07/25	14/10/25	14/01/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Citigroup Inc.

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	14/01/22	13/01/23	12/01/24	15/01/25	14/01/26	-	-	-

Estimates

Cash Flow Forecast: Citigroup Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	3,446	4,119	5,632	6,583	6,500	6,520
Change	-	19.53%	36.73%	16.89%	-1.26%	0.31%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	26/02/21	28/02/22	27/02/23	23/02/24	21/02/25	20/02/26

¹USD in Million

Estimates

Forecast Financial Ratios: Citigroup Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	32.96%	31.92%	28.16%	33.47%	35.31%	39.83%	41.37%	42.04%
EBT Margin (%)	-	38.21%	24.96%	16.45%	21.01%	23.27%	28.2%	29.76%	30.21%
Net margin (%)	-	28.88%	18.18%	10%	14.33%	15.37%	19.74%	20.94%	21.57%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.94%	0.62%	0.38%	0.51%	0.54%	0.69%	0.73%	0.74%
ROE	-	11.5%	7.7%	4.3%	6.1%	6.8%	9.19%	10.11%	10.62%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	2.04	-	2.08	2.18	2.32	2.545	2.758	3.119
Change	-	-	-	-	4.81%	6.42%	9.71%	8.34%	13.09%
Book Value Per Share ¹	-	92.21	94.06	98.71	101.6	110	119.2	128.8	139.5
Change	-	-	2.01%	4.94%	2.95%	8.26%	8.34%	8.03%	8.32%
EPS ¹	-	10.14	7	4.04	5.94	6.99	10.3	12.21	14.03
Change	-	-	-30.97%	-42.29%	47.03%	17.68%	47.37%	18.5%	14.92%
Nbr of stocks (in thousands)	-	1,984,267	1,936,853	1,913,882	1,891,265	1,789,266	1,749,319	1,749,319	1,749,319
Announcement Date	-	14/01/22	13/01/23	12/01/24	15/01/25	14/01/26	-	-	-