Company Valuation: DFCC Bank PLC

Data adjusted to current consolidation scope
Fiscal Period: December 2020 2021 2022 2023 2024 2025
Market Cap 1 19,982 19,231 12,885 33,587 49,215 64,884
Change - -3.75% -33% 160.66% 46.53% 31.84%
Enterprise Value (EV) 1 90,230 111,513 92,919 123,745 146,503 157,077
Change - 23.59% -16.67% 33.18% 18.39% 7.22%
P/E 7.26x 5.37x 4.06x 3.92x 5.01x 5.69x
PBR 0.39x 0.37x 0.24x 0.47x 0.55x 0.6x
PEG - 0.2x -0.2x 0x 0.3x 0.4x
Capitalization / Revenue 1.65x 1.34x 0.9x 1.27x 1.39x 1.63x
EV / Revenue 7.46x 7.78x 6.46x 4.66x 4.14x 3.95x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 - - - 2.808 3.84 2.432
Rate of return - - - 3.77% 3.52% 1.69%
EPS 2 7.301 9.493 7.039 19.01 21.8 25.29
Distribution rate - - - 14.8% 17.6% 9.61%
Net sales 1 12,092 14,333 14,378 26,537 35,394 39,794
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 2,745 3,549 2,932 8,485 9,778 11,369
Net Debt 1 70,248 92,281 80,033 90,158 97,288 92,193
Reference price 2 53.00 51.01 28.59 74.52 109.19 143.96
Nbr of stocks (in thousands) 377,043 377,043 450,715 450,715 450,715 450,715
Announcement Date 01/03/21 02/03/22 01/03/23 01/03/24 28/02/25 06/03/26
1LKR in Million2LKR
Estimates

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
- - - - 171M
5.97x - - 5.25% 330B
17.82x - - 0.95% 107B
14.57x - - 4.66% 75.32B
8x - - 6.35% 62.97B
5.02x - - 6% 56.81B
19.08x - - 2.82% 52.28B
13.32x - - 5.23% 44.63B
9.3x - - 4.66% 41.37B
10.57x - - 3.8% 34.29B
Average 11.52x 4.41% 80.48B
Weighted average by Cap. 10.07x 4.51%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA