Valuation: NBT Bancorp Inc.

Market Cap 2.72B 2.39B 2.21B 2.03B 3.83B 262B 3.89B 26.37B 10.34B 128B 10.22B 10B 442B P/E 2026 *
12.5x
P/E 2027 * 11.6x
Enterprise Value 2.72B 2.39B 2.21B 2.03B 3.83B 262B 3.89B 26.37B 10.34B 128B 10.22B 10B 442B EV / Sales 2026 *
3.57x
EV / Sales 2027 * 3.41x
Free-Float
85.52%
Yield 2026 *
2.89%
Yield 2027 * 3.01%
1 day-0.23%
1 week+3.40%
Current month+6.00%
1 month+12.10%
3 months+14.36%
6 months+21.50%
Current year+26.04%
1 week 50.47
Extreme 50.47
53.33
1 month 46.63
Extreme 46.63
53.33
Current year 39.96
Extreme 39.96
53.33
1 year 39.2
Extreme 39.195
53.33
3 years 30.3
Extreme 30.305
53.33
5 years 27.52
Extreme 27.525
53.33
10 years 26.1
Extreme 26.1
53.33
Manager TitleAgeSince
Chief Executive Officer 61 21/05/2024
Director of Finance/CFO 53 08/05/2021
Corporate Officer/Principal 66 14/08/2023
Director TitleAgeSince
Director/Board Member 66 14/08/2023
Director/Board Member 67 19/12/2016
Director/Board Member 61 21/05/2024
Date Insider Type Main position Quantity % Market Cap.
12/06/26 Sell

Director

-2,100 0.0040%
12/06/26 Sell

General Counsel

-1,200 0.0023%
09/06/26 Sell

Director

-21,000 0.0404%
Change 5-day change 1-year change 3-year change Capi.($)
-0.23%+3.40%+21.39%+46.21% 2.72B
-0.65%+1.30%+16.34%+117.02% 901B
-1.39%+1.55%+27.68%+90.66% 424B
-1.27%+2.93%+14.33%+91.80% 387B
+1.02%+0.26%+58.49%+132.68% 341B
-2.11%-0.70%+62.39%+126.77% 292B
-1.27%+4.40%+2.03%+96.77% 298B
-1.35%-1.53%+7.06%+83.17% 261B
-1.33%+2.37%+11.37%+86.69% 270B
+3.08%-0.56%+79.00%+233.18% 240B
Average -0.37%+1.90%+30.01%+110.50% 341.77B
Weighted average by Cap. -0.20%+1.68%+27.73%+114.65%

Financials

2026 *2027 *
Net sales 763M 669M 618M 568M 1.07B 73.55B 1.09B 7.39B 2.9B 35.99B 2.86B 2.8B 124B 798M 699M 646M 594M 1.12B 76.92B 1.14B 7.73B 3.03B 37.64B 3B 2.93B 130B
Net income 219M 192M 177M 163M 308M 21.12B 313M 2.12B 832M 10.34B 823M 805M 35.61B 233M 204M 189M 173M 327M 22.44B 332M 2.25B 884M 10.98B 874M 855M 37.83B
Net Debt - -
Logo NBT Bancorp Inc.
NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.
Employees
2,303
Sector
Banks
Date Price Change Volume
20/07/26 $52.33 -0.23% 392,353
17/07/26 $52.45 -1.37% 615,108
16/07/26 $53.18 +3.66% 475,679
15/07/26 $51.30 +1.30% 338,879
14/07/26 $50.64 +0.06% 442,461
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
52.33USD
Average target price
51.42USD
Spread / Average Target
-1.75%

Quarterly revenue - Rate of surprise

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