Valuation: NBT Bancorp Inc.

Market Cap 2.64B 2.32B 2.2B 1.99B 3.74B 253B 3.76B 26.29B 10.16B 129B 9.91B 9.7B 416B P/E 2026 *
12.2x
P/E 2027 * 11.2x
Enterprise Value 2.64B 2.32B 2.2B 1.99B 3.74B 253B 3.76B 26.29B 10.16B 129B 9.91B 9.7B 416B EV / Sales 2026 *
3.48x
EV / Sales 2027 * 3.29x
Free-Float
85.45%
Yield 2026 *
3.02%
Yield 2027 * 3.18%
1 day-1.45%
1 week-0.78%
Current month-1.17%
1 month-1.42%
3 months+2.48%
6 months+21.40%
Current year+22.40%
1 week 50.42
Extreme 50.42
51.7
1 month 50.05
Extreme 50.05
52.58
Current year 39.96
Extreme 39.96
54.5
1 year 39.2
Extreme 39.195
54.5
3 years 30.36
Extreme 30.355
54.5
5 years 27.52
Extreme 27.525
54.5
10 years 26.1
Extreme 26.1
54.5
Manager TitleAgeSince
Chief Executive Officer 61 21/05/2024
Director of Finance/CFO 53 08/05/2021
Corporate Officer/Principal 66 14/08/2023
Director TitleAgeSince
Chairman 70 01/12/2016
Director/Board Member 63 24/01/2011
Director/Board Member 67 19/12/2016
Date Insider Type Main position Quantity % Market Cap. Importance
29/07/26 Sell

Executive/Senior Manager

-9,000 0.0173%
29/07/26 Sell

Executive/Senior Manager

-4,500 0.0087%
01/06/26 Other

Executive/Senior Manager

2,986 0.0057%
Change 5-day change 1-year change 3-year change Capi.($)
-1.45%-0.78%+19.46%+61.59% 2.64B
-1.89%-4.39%+6.50%+128.06% 895B
-0.71%+1.46%+33.51%+102.92% 413B
-2.17%-4.30%+6.24%+101.27% 388B
+0.57%+1.02%+46.62%+136.44% 344B
+0.16%-0.56%+29.55%+119.23% 331B
-0.99%-0.08%+42.20%+119.53% 300B
-0.20%-1.58%+39.99%+140.04% 279B
-2.21%+0.53%+54.36%+183.17% 266B
-2.60%-6.62%-4.94%+97.53% 244B
Average -0.41%-0.95%+27.35%+118.98% 346.25B
Weighted average by Cap. -0.13%-1.11%+24.55%+124.30%

Financials

2026 *2027 *
Net sales 760M 668M 632M 573M 1.08B 72.93B 1.08B 7.57B 2.92B 37.21B 2.85B 2.79B 120B 802M 705M 667M 605M 1.14B 76.94B 1.14B 7.98B 3.08B 39.26B 3.01B 2.94B 126B
Net income 218M 192M 182M 165M 310M 20.97B 311M 2.18B 840M 10.7B 820M 802M 34.39B 237M 208M 197M 178M 335M 22.7B 337M 2.36B 910M 11.58B 888M 869M 37.23B
Net Debt - -
Logo NBT Bancorp Inc.
NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.
Employees
2,303
Sector
Banks
Date Price Change Volume
28/09/26 $50.82 -1.45% 459,404
25/09/26 $51.57 +0.86% 388,754
24/09/26 $51.13 +1.29% 326,244
23/09/26 $50.48 -0.73% 264,696
22/09/26 $50.85 -0.72% 344,609
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
50.82USD
Average target price
56.83USD
Spread / Average Target
+11.83%

Quarterly revenue - Rate of surprise

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