Company Valuation: Peoples Bancorp of North Carolina, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2020 2021 2022 2023 2024 2025
Market Cap 1 133.2 156.2 183.6 171.5 165.6 192.2
Change - 17.24% 17.52% -6.59% -3.44% 16.06%
Enterprise Value (EV) 1 16.78 -64.06 180.3 196.1 125.9 153.2
Change - -481.67% 381.46% 8.77% -35.79% 21.63%
P/E 11.8x 10.5x 11.4x 11.2x 10.5x 10x
PBR 0.95x 1.1x 1.74x 1.41x 1.31x 1.22x
PEG - 0.3x 1.36x -3.99x 1.39x 0.5x
Capitalization / Revenue 2.12x 2.23x 2.41x 2.25x 2.02x 2.16x
EV / Revenue 0.27x -0.91x 2.36x 2.58x 1.53x 1.72x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 0.6 0.66 0.72 0.76 0.76 0.8
Rate of return 2.61% 2.39% 2.21% 2.46% 2.43% 2.21%
EPS 2 1.95 2.63 2.85 2.77 2.98 3.62
Distribution rate 30.8% 25.1% 25.3% 27.4% 25.5% 22.1%
Net sales 1 62.78 70.06 76.32 76.07 82.08 89.06
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 11.36 15.13 16.12 15.55 16.35 19.83
Net Debt 1 -116.4 -220.3 -3.259 24.64 -39.67 -39.03
Reference price 2 23.02 27.59 32.56 30.94 31.25 36.20
Nbr of stocks (in thousands) 5,788 5,662 5,638 5,542 5,299 5,309
Announcement Date 19/03/21 18/03/22 17/03/23 07/03/24 12/03/25 11/03/26
1USD in Million2USD
Estimates


P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
- - - - 233M
13.48x - - 1.9% 892B
6.25x - - 4.97% 433B
6.8x - - 4.67% 381B
11.54x - - 2.36% 351B
6.36x - - 4.89% 344B
6.78x - - 4.71% 316B
10.55x - - 4.93% 294B
17.59x - - 2.39% 281B
11.26x - - 2.3% 248B
Average 10.07x 3.68% 353.92B
Weighted average by Cap. 10.32x 3.48%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Peoples Bancorp of North Carolina, Inc.

Historical PBR trend

Valuation ratios - PBR - Peoples Bancorp of North Carolina, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Peoples Bancorp of North Carolina, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Peoples Bancorp of North Carolina, Inc.

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