Valuation: S&U plc

Market Cap 241M 327M 282M 265M 453M 31.25B 461M 3.11B 1.21B 15.65B 1.23B 1.2B 52B P/E 2027 *
9.12x
P/E 2028 * 7.92x
Enterprise Value 244M 331M 286M 269M 460M 31.67B 467M 3.15B 1.23B 15.86B 1.24B 1.22B 52.71B EV / Sales 2027 *
2x
EV / Sales 2028 * 1.63x
Free-Float
26.65%
Yield 2027 *
6.04%
Yield 2028 * 6.49%
1 week+2.32%
Current month+2.06%
1 month+0.51%
3 months+5.03%
6 months-15.17%
Current year-4.57%
1 week 1,925
Extreme 1925
1,985
1 month 1,891
Extreme 1891
1,985
Current year 1,715
Extreme 1715
2,458.5
1 year 1,620
Extreme 1620
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,950
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 01/01/2024
Director TitleAgeSince
Chairman 74 01/01/2008
Director/Board Member 74 -
Director/Board Member - 15/02/2015
Date Insider Type Main position Quantity % Market Cap.
01/07/26 Sell

Chairman

-2,500 0.0206%
08/07/25 Others

Director

200,000 1.6460%
08/07/25 Others

Director

200,000 1.6460%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%+2.32%+7.30%-14.44% 327M
-0.35%+0.83%+26.18%+54.89% 70.68B
-1.86%+7.58%-20.35%+35.54% 41.8B
-0.82%-0.03%+4.32%+35.51% 33.58B
-0.35%+0.82%+82.11%+210.43% 27.66B
+1.15%+3.07%+13.30%+141.94% 26.36B
-0.73%-0.46%-23.03%+118.58% 23.62B
-2.56%-3.02%-23.93% - 17.2B
-0.77%+1.87%+30.58%+83.66% 17.01B
+0.12%-1.65% - - 16.06B
Average -0.62%+0.20%+10.72%+83.26% 27.43B
Weighted average by Cap. -0.66%+0.24%+12.91%+84.38%

Financials

2027 *2028 *
Net sales 122M 165M 143M 134M 230M 15.81B 233M 1.57B 615M 7.92B 621M 607M 26.32B 144M 195M 169M 158M 271M 18.67B 275M 1.86B 726M 9.35B 733M 717M 31.07B
Net income 26.42M 35.8M 30.92M 29.06M 49.68M 3.42B 50.5M 340M 133M 1.71B 134M 131M 5.7B 30.55M 41.39M 35.75M 33.59M 57.44M 3.96B 58.38M 394M 154M 1.98B 155M 152M 6.59B
Net Debt 3.3M 4.47M 3.86M 3.63M 6.2M 428M 6.31M 42.52M 16.62M 214M 16.79M 16.42M 711M -6.2M -8.4M -7.25M -6.82M -11.66M -803M -11.85M -79.88M -31.23M -402M -31.54M -30.85M -1.34B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
14/08/26 GBX 1,985.00 0.00% 2,139
13/08/26 GBX 1,985.00 +2.45% 3,416
12/08/26 GBX 1,937.50 -0.39% 1,734
11/08/26 GBX 1,945.00 -2.02% 2,461
10/08/26 GBX 1,985.00 +2.32% 2,920
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.85GBP
Average target price
24.57GBP
Spread / Average Target
+23.76%

Annual profits - Rate of surprise