Company Valuation: Sharjah Islamic Bank

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Capitalization 1 6,009 6,009 7,863 8,057 10,095 12,037 - -
Change - 0% 30.85% 2.47% 25.3% 19.23% - -
Enterprise Value (EV) 6,009 6,009 7,863 8,057 10,095 12,037 12,037 12,037
Change - 0% 30.85% 2.47% 25.3% 19.23% 0% 0%
P/E ratio 11.5x 9.29x 10.6x 8.3x 8.21x 10.9x - -
PBR - 0.79x 0.92x 0.96x - 1.49x - -
PEG - 0.4x 0.7x 0.3x 0.3x -1.09x - -
Capitalization / Revenue 4,499,860x 3,814,092x 3,981,068x 3,693,860x 4,060,983x - - -
EV / Revenue - - - - - - - -
EV / EBITDA - - - - - - - -
EV / EBIT - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 - 0.0952 0.1 - - 0.2 - -
Rate of return - 5.13% 4.12% - - 5.38% - -
EPS 2 0.1619 0.2 0.23 0.3 0.38 0.342 - -
Distribution rate - 47.6% 43.5% - - 58.5% - -
Net sales 1,335 1,576 1,975 2,181 2,486 - - -
EBITDA - - - - - - - -
EBIT 758.6 964.7 1,291 1,402 1,588 - - -
Net income 1 514.1 650.9 851.5 1,048 1,317 1,055 1,063 1,096
Net Debt - - - - - - - -
Reference price 2 1.857 1.857 2.430 2.490 3.120 3.720 3.720 3.720
Nbr of stocks (in thousands) 3,235,678 3,235,678 3,235,678 3,235,678 3,235,678 3,235,678 - -
Announcement Date 20/01/22 25/01/23 18/01/24 29/01/25 22/01/26 - - -
1AED in Million2AED
Estimates

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.5x - - 5.57% 3.16B
9.63x - - 5.74% 64.37B
20.33x - - 2.75% 44.49B
13.25x4.15x - 4.06% 25.22B
11.15x - - 3.48% 18.65B
8.18x - - 4.78% 15.52B
11.16x - - 4.19% 14.71B
12.23x - - 4% 10.31B
26.92x - - 1.63% 9.65B
11.54x - - 1.59% 5.82B
Average 13.49x 4.15x 3.78% 21.19B
Weighted average by Cap. 13.42x 4.15x 4.15%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Equities
  3. SIB Stock
  4. Valuation Sharjah Islamic Bank