Business description: Société Générale

Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:

- financing and investment banking (37.7%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;

- retail banking in France (33.4%; SG). The group also develops asset management and private banking activities (EUR 137 billion in assets under management in 2025), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);

- provision of international specialized financial and insurance services (15.6%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;

- international retail banking (13.3%).

At the end of 2025, Société Générale managed EUR 519.8 billion in current deposits and EUR 454.5 billion in current credits.

Net interest income is distributed geographically as follows: France (44.4%), Europe (34.9%), the Americas (10.2%), Asia and Oceania (5.6%) and Africa (4.9%).

Number of employees: 110,000

Sales by Activity: Société Générale

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

Retail banking in France, Private Banking and Insurance - Retail Banking in France and Private Banking

- - 6.9B 7.27B 7.82B

Mobility, Retail Banking and International Financial Services - Mobility and Financial Services

- - 4.02B 3.93B 3.95B

Mobility, Retail Banking and International Financial Services - International Retail Banking

- - 4.01B 3.82B 3.55B

International Retail Banking and Financial Services - Financial Services

2.08B 2.89B - - -

French Retail Banking

7.7B 8.41B - - -

International Retail Banking and Financial Services - International Retail Banking

4.59B 4.53B - - -

Global Banking and Investor Solutions - Market activities and Investor Services

5.64B 6.72B 6.32B 6.56B 6.64B

Global Banking and Investor Solutions - Financing and Consulting

2.86B 2.95B 3.29B 3.43B 3.48B

Retail banking in France, Private Banking and Insurance - Insurance

- - 620M 674M 708M

International Retail Banking and Financial Services - Insurance

962M 1.01B - - -

Corporate Centres

971M -3.39B -1.07B -438M -371M

Global Banking and Investor Solutions - Asset Management

936M - - - -

Geographical breakdown of sales: Société Générale

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

France

12.49B 13.59B 10.08B 11.12B 12.09B

Europe

8.36B 9.07B 9.4B 9.64B 9.51B

Americas

1.85B 2.03B 2.08B 2.51B 2.77B

Asia/Oceania

1.47B 1.52B 1.53B 1.5B 1.54B

Africa

1.64B 1.84B 2.02B 2.02B 1.35B

Executive Committee: Société Générale

Manager TitleAgeSince
Chief Executive Officer 51 23/05/2023
Director of Finance/CFO - 07/01/2025
Chief Tech/Sci/R&D Officer - 01/11/2022
Chief Tech/Sci/R&D Officer - 01/01/2010
Compliance Officer - 01/01/2021

Composition of the Board of Directors: Société Générale

Director TitleAgeSince
Director/Board Member 71 06/08/2010
Chairman 69 19/05/2015
Director/Board Member 68 23/05/2017
Director/Board Member 68 01/01/2018
Director/Board Member 62 01/01/2018
Director/Board Member 61 01/01/2020
Director/Board Member 51 23/05/2023
Director/Board Member 57 18/05/2021
Director/Board Member 40 01/01/2021
Director/Board Member 54 01/05/2021

Shareholders: Société Générale

NameEquities%Valuation
Amundi Asset Management SAS (Investment Management)
2.755 %
20,713,292 2.755 % 1 474 M €
Caisse Des Dépôts & Consignations (Investment Management)
2.265 %
17,029,657 2.265 % 1 212 M €
Franklin Templeton Investment Management Ltd. (Germany)
1.828 %
13,743,999 1.828 % 978 M €
OFI Invest Asset Management SA
0.3541 %
2,661,801 0.3541 % 189 M €
Nordea Investment Management AB
0.3395 %
2,551,870 0.3395 % 182 M €
NameEquities%Valuation
Atlant Fonder AB
-
50 - - €
NameEquities%Valuation
Atlant Fonder AB
-
75 - - €
NameEquities%Valuation
RhumbLine Advisers LP
0.002826 %
106,214 0.002826 % 2 M €
Yousif Capital Management LLC
0.001334 %
50,132 0.001334 % 713 479 €
Sterling Capital Management LLC
0.001134 %
42,635 0.001134 % 606 781 €
GAMMA Investing LLC
0.000868 %
32,616 0.000868 % 464 191 €
Beach Investment Counsel, Inc.
0.000506 %
19,000 0.000506 % 270 408 €
NameEquities%Valuation
Atlant Fonder AB
-
2,250 - - €
NameEquities%Valuation
Atlant Fonder AB
-
1,000 - - €
NameEquities%Valuation
W1m Investment Management Ltd.
-
1,500 - - €

Holdings: Société Générale

NameEquities%Valuation
114,701,135 60.35% 5 805 M $
AYVENS
54.81%
429,649,292 54.81% 4 960 M $
419,325,635 60.17% 2 653 M $
427,079,030 60.22% 252 M $
7,639,782 4.84% 204 M $
2,507,167 0.33% 178 M $
17,041,016 52.34% 157 M $
FREY
12.28%
3,960,743 12.28% 148 M $
9,301,010 1.49% 79 M $
919,232 0.17% 60 M $

Company details: Société Générale

Société Générale SA

29 boulevard Haussmann

75009, Paris

+33 1 42 14 20 00

http://www.societegenerale.com
address Société Générale(GLE)

Group companies: Société Générale

NameCategory and Sector
Investment Banks/Brokers
Investment Banks/Brokers
Other Consumer Services
Finance/Rental/Leasing
Miscellaneous Commercial Services

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
-1.03%+4.90%+48.07%+218.87% 59.83B
-0.30%-2.08%+20.71%+123.21% 821B
-0.79%-1.41%+26.18%+89.56% 374B
-1.00%0.00%+27.68%+48.18% 370B
-0.23%-3.10%+56.14%+119.79% 309B
-1.35%-0.90%+32.53%+55.60% 303B
-0.58%+0.39%+13.81%+49.42% 254B
+0.38%+1.76%+48.94%+89.18% 254B
-1.33%-3.66%+6.19%+102.84% 242B
-1.85%+1.66%+6.28%+81.13% 217B
Average -0.82%+0.16%+28.65%+97.78% 320.43B
Weighted average by Cap. -0.72%-0.49%+26.80%+92.73%
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
69.63EUR
Average target price
80.20EUR
Spread / Average Target
+15.18%

Quarterly revenue - Rate of surprise

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