Valuation: Citizens, Inc.

Market Cap 192M 173M 160M 145M 270M 18.33B 273M 1.91B 760M 9.59B 722M 707M 30.45B P/E 2026 *
21.1x
P/E 2027 * 14.1x
Enterprise Value 181M 162M 150M 136M 254M 17.23B 257M 1.79B 715M 9.02B 679M 665M 28.63B EV / Sales 2026 *
0.71x
EV / Sales 2027 * 0.7x
Free-Float
80.02%
Yield 2026 *
-
Yield 2027 * -
1 day+2.15%
1 week+5.85%
Current month+10.14%
1 month+5.26%
3 months-25.20%
6 months-33.68%
Current year-21.33%
1 week 3.52
Extreme 3.515
3.82
1 month 3.31
Extreme 3.31
3.82
Current year 3.31
Extreme 3.31
6.54
1 year 3.31
Extreme 3.31
6.54
3 years 1.78
Extreme 1.78
6.54
5 years 1.64
Extreme 1.64
6.99
10 years 1.64
Extreme 1.64
11.93
Manager TitleAgeSince
Chief Executive Officer 61 01/07/2024
Director of Finance/CFO 56 27/03/2019
Chief Tech/Sci/R&D Officer 61 01/01/2021
Director TitleAgeSince
Director/Board Member 65 09/06/2017
Director/Board Member 61 01/08/2021
Director/Board Member 61 01/01/2021
Date Insider Type Main position Quantity % Market Cap. Importance
31/08/26 Buy

Director

10,000 0.0197%
15/08/26 Exercice

Chief Technology Officer

6,214 0.0123%
15/08/26 Exercice

Chief Operating Officer

5,892 0.0117%
Change 5-day change 1-year change 3-year change Capi.($)
+2.15%+5.85%-29.63%+24.59% 192M
+2.45%+7.07%-2.02%+126.36% 132B
-0.57%+2.17%-9.44%+15.78% 130B
+1.06%+0.70%-2.12%+4.29% 93.11B
-0.84%-1.32%+36.89%+163.43% 74.09B
-0.35%+0.50%+27.99%+129.33% 71.93B
-0.62%+1.58%+77.12%+187.36% 69.5B
-0.34%-2.49%+26.53%+70.94% 63.32B
-0.20%+1.33%+14.13%+59.17% 61.04B
+0.97%+0.97%+56.24%+148.75% 59.13B
Average +0.61%+1.20%+19.57%+93.00% 75.36B
Weighted average by Cap. +0.52%+0.91%+18.95%+93.45%

Financials

2026 *2027 *
Net sales 256M 230M 212M 192M 360M 24.4B 364M 2.54B 1.01B 12.77B 961M 941M 40.53B 267M 240M 222M 201M 375M 25.44B 379M 2.65B 1.06B 13.31B 1B 981M 42.26B
Net income 9.56M 8.58M 7.93M 7.18M 13.42M 911M 13.58M 94.83M 37.77M 477M 35.88M 35.13M 1.51B 14.01M 12.57M 11.62M 10.53M 19.67M 1.33B 19.91M 139M 55.36M 698M 52.59M 51.48M 2.22B
Net Debt -11.49M -10.31M -9.53M -8.63M -16.13M -1.09B -16.33M -114M -45.4M -573M -43.13M -42.22M -1.82B -6.03M -5.41M -5M -4.53M -8.46M -574M -8.57M -59.81M -23.82M -301M -22.63M -22.15M -954M
Projected Income Statement - Annual - Citizens, Inc.
Logo Citizens, Inc.
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.
Employees
245
Date Price Change Volume
28/10/26 $3.800 +2.15% 80,307
27/10/26 $3.720 +4.79% 99,035
26/10/26 $3.550 -1.39% 121,981
23/10/26 $3.600 -0.83% 144,494
22/10/26 $3.630 +1.11% 106,191
Trader
Investor
Global
Quality
-
ESG MSCI
-
MarketScreener Ratings - Citizens, Inc.
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
3.800USD
Average target price
5.250USD
Spread / Average Target
+38.16%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Citizens, Inc.