Company Valuation: OFG Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 1,324 1,311 1,764 1,942 1,801 2,142 - -
Change - -0.99% 34.55% 10.13% -7.27% 18.94% - -
Enterprise Value (EV) 1,324 1,311 1,764 1,942 1,801 2,142 2,142 2,142
Change - -0.99% 34.55% 10.13% -7.27% 18.94% 0% 0%
P/E 9.45x 8.01x 9.79x 10x 8.95x 9.97x 9.9x 9.13x
PBR 1.23x 1.26x 1.48x 1.53x 1.28x 1.47x 1.35x 1.32x
PEG - 0.4x 0.9x 1x 1.08x 0.9x 13.99x 1.09x
Capitalization / Revenue 2.47x 2.16x 2.58x 2.74x 2.46x 2.85x 2.82x 2.73x
EV / Revenue 0x 0x 0x 0x 0x 2.85x 2.82x 2.73x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 5.86x 5.8x 5.66x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.4 0.7 0.88 1 1.2 1.4 1.46 -
Rate of return 1.51% 2.54% 2.35% 2.36% 2.93% 2.76% 2.88% -
EPS 2 2.81 3.44 3.83 4.23 4.58 5.086 5.122 5.55
Distribution rate 14.2% 20.3% 23% 23.6% 26.2% 27.5% 28.5% -
Net sales 1 536.6 607.8 682.7 709.6 731.4 751.8 760.9 783.6
EBITDA - - - - - - - -
EBIT 1 214.8 268.2 325.9 336 341.6 365.9 369.3 378.3
Net income 1 144.9 166.2 181.9 198.2 205.1 215.7 210.5 210.5
Net Debt - - - - - - - -
Reference price 2 26.56 27.56 37.48 42.32 40.98 50.69 50.69 50.69
Nbr of stocks (in thousands) 49,847 47,563 47,058 45,898 43,955 42,265 - -
Announcement Date 19/01/22 26/01/23 24/01/24 22/01/25 22/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
9.97x - - 2.76% 2.14B
13.16x - - 1.91% 886B
6.39x - - 4.86% 418B
11.66x - - 2.22% 376B
6.77x - - 4.68% 357B
11.61x - - 4.49% 325B
6.32x - - 4.88% 336B
6.9x - - 4.61% 304B
17.12x - - 2.46% 270B
14.1x - - 2.79% 256B
Average 10.40x 3.57% 352.98B
Weighted average by Cap. 10.59x 3.43%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. OFG Stock
  4. Valuation OFG Bancorp