Valuation The National Bank of Ras Al-Khaimah

Stocks

Market Closed - Abu Dhabi Securities Exchange Other stock markets 14:55:00 29/06/2026 +04			5-day change	1st Jan Change
9.110 ^AED	+0.55%		-1.51%	+8.45%

06-24	Moody's Maintains UAE Banks' Ratings on Strong Capital, Liquidity Buffers Amid Middle East Conflict	MT
06-10	UAE banks step up generous deposit offers as they face digital rivals, war risks	RE

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Market Cap ¹	7,543	7,878	10,661	12,170	16,897	18,325	-
Change	-	4.44%	35.32%	14.15%	38.84%	8.45%	-
Enterprise Value (EV)	7,543	7,878	10,661	12,170	16,897	18,325	18,325
Change	-	4.44%	35.32%	14.15%	38.84%	8.45%	0%
P/E	10x	6.71x	5.96x	5.87x	6.51x	6.22x	8.68x
PBR	0.9x	0.88x	0.86x	1.03x	1.15x	1.12x	1.31x
PEG	-	0.1x	0.1x	0.4x	0.3x	0.5x	-0.3x
Capitalization / Revenue	2.33x	2.28x	2.42x	2.58x	3.27x	3.09x	3.39x
EV / Revenue	0x	0x	0x	0x	0x	3.09x	3.39x
EV / EBITDA	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	4.66x	5.25x
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	0.1875	0.2833	0.31	0.5	0.63	0.73	0.52
Rate of return	5%	7.23%	5.85%	8.26%	7.5%	8.01%	5.71%
EPS ²	0.375	0.5833	0.89	1.03	1.29	1.465	1.05
Distribution rate	50%	48.6%	34.8%	48.5%	48.8%	49.8%	49.5%
Net sales ¹	3,230	3,452	4,404	4,713	5,168	5,926	5,406
EBITDA	-	-	-	-	-	-	-
EBIT ¹	1,835	1,967	2,803	3,054	3,316	3,935	3,493
Net income ¹	756.1	1,171	1,784	2,076	2,609	2,947	2,106
Net Debt	-	-	-	-	-	-	-
Reference price ²	3.750	3.917	5.300	6.050	8.400	9.110	9.110
Nbr of stocks (in thousands)	2,011,494	2,011,494	2,011,494	2,011,495	2,011,495	2,011,495	-
Announcement Date	01/02/22	13/02/23	29/01/24	23/01/25	27/01/26	-	-

¹AED in Million²AED

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
THE NATIONAL BANK OF RAS AL-KHAIMAH	6.18x	-	-	8.06%	4.96B
JPMORGAN CHASE & CO.	14.63x	-	-	1.92%	882B
BANK OF AMERICA CORPORATION	12.93x	-	-	2.04%	411B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.57x	-	-	5.56%	357B
HSBC HOLDINGS PLC	11.6x	-	-	4.46%	322B
CHINA CONSTRUCTION BANK CORPORATION	5.44x	-	-	5.6%	284B
ROYAL BANK OF CANADA	18.13x	-	-	2.35%	282B
WELLS FARGO & COMPANY	11.99x	-	-	2.24%	257B
BANK OF CHINA LIMITED	5.8x	-	-	5.37%	256B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	16.58x	-	-	2.33%	226B
Average	10.89x			3.99%	328.08B
Weighted average by Cap.	11.87x			3.27%