Company Valuation: UMB Financial Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,131 4,035 4,055 5,507 8,738 10,051 - -
Change - -21.36% 0.49% 35.83% 58.66% 15.03% - -
Enterprise Value (EV) 5,131 4,035 4,055 5,507 8,738 10,051 10,051 10,051
Change - -21.36% 0.49% 35.83% 58.66% 15.03% 0% 0%
P/E 14.7x 9.43x 11.6x 12.6x 12.4x 9.64x 9.44x 8.67x
PBR 1.63x 1.51x 1.31x 1.59x 1.18x 1.29x 1.12x 0.99x
PEG - 0.4x -0.6x 0.5x 3.72x 0.2x 4.46x 0.97x
Capitalization / Revenue 4x 2.75x 2.72x 3.33x 3.25x 3.31x 3.14x 2.96x
EV / Revenue 0x 0x 0x 0x 0x 3.31x 3.14x 2.96x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.9x 6.45x 5.96x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 1.38 1.49 1.53 1.57 1.63 1.846 1.982 2.141
Rate of return 1.3% 1.78% 1.83% 1.39% 1.42% 1.39% 1.5% 1.62%
EPS 2 7.24 8.86 7.18 8.99 9.29 13.73 14.02 15.27
Distribution rate 19.1% 16.8% 21.3% 17.5% 17.5% 13.4% 14.1% 14%
Net sales 1 1,283 1,468 1,488 1,655 2,685 3,037 3,206 3,393
EBITDA - - - - - - - -
EBIT 1 449.1 571.5 524.8 625.8 1,165 1,458 1,559 1,687
Net income 1 353 431.7 350 441.2 684.6 1,051 1,070 1,158
Net Debt - - - - - - - -
Reference price 2 106.11 83.52 83.55 112.86 115.04 132.34 132.34 132.34
Nbr of stocks (in thousands) 48,359 48,312 48,531 48,798 75,955 75,952 - -
Announcement Date 25/01/22 24/01/23 30/01/24 28/01/25 27/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
9.67x - - 1.37% 10.05B
13.62x - - 1.88% 901B
6.25x - - 4.97% 430B
6.82x - - 4.66% 382B
11.58x - - 2.35% 352B
6.3x - - 4.93% 341B
6.76x - - 4.73% 316B
10.75x - - 4.91% 295B
17.65x - - 2.39% 283B
11.4x - - 2.27% 251B
Average 10.08x 3.45% 356.16B
Weighted average by Cap. 10.40x 3.46%

Y-o-Y evolution of P/E

Valuation ratios - P/E - UMB Financial Corporation

Historical PBR trend

Valuation ratios - PBR - UMB Financial Corporation

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - UMB Financial Corporation

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - UMB Financial Corporation


Year-on-year evolution of the Yield

Valuation ratios - Yield - UMB Financial Corporation
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