![Ernesto Garateix](data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="%231b1b1b" class="bi bi-person-fill" viewBox="0 0 16 16"><path d="M3 14s-1 0-1-1 1-4 6-4 6 3 6 4-1 1-1 1zm5-6a3 3 0 1 0 0-6 3 3 0 0 0 0 6"/></svg>)
Ernesto Garateix
Chief Executive Officer at
HERITAGE INSURANCE HOLDINGS, INC.
Net worth: 23 M $ as of 31/05/2026
Profile
Ernesto Jose Garateix is currently Chief Executive Officer & Director at Heritage Insurance Holdings, Inc. since 2020, President, Chief Executive Officer & Director at Heritage Property & Casualty Insurance Co. since 2012, Chief Executive Officer & Director at Zephyr Insurance Co., Inc. since 2025, and President & Secretary at NBIC Holdings, Inc. Formerly, Mr. Garateix was Associate Vice President-Information Technology at FCCI Insurance Group from 2000 to 2007 and Vice President-Operations at American Integrity Insurance Group, Inc. from 2007 to 2012.
Education includes an MBA from The University of Tampa, Inc.
Known holdings in public companies
| Company | Date | Number of shares | Valuation | Valuation date |
|---|---|---|---|---|
| 20/04/2026 | 1,060,955 ( 3.5% ) | 23 M $ | 31/05/2026 |
Ernesto Garateix active positions
| Companies | Position | Start |
|---|---|---|
| HERITAGE INSURANCE HOLDINGS, INC. | Chief Executive Officer | 30/11/2020 |
Heritage Property & Casualty Insurance Co., Inc.
 Heritage Property & Casualty Insurance Co., Inc. Property/Casualty InsuranceFinance Provides property and casualty insurance services | Chief Executive Officer | 01/01/2020 |
NBIC Holdings, Inc.
 NBIC Holdings, Inc. Property/Casualty InsuranceFinance Operates as a holding company | President | - |
Zephyr Insurance Co., Inc.
 Zephyr Insurance Co., Inc. Property/Casualty InsuranceFinance Provides hurricane insurance services | Chief Executive Officer | 01/07/2025 |
Former positions of Ernesto Garateix
| Companies | Position | End |
|---|---|---|
| AMERICAN INTEGRITY INSURANCE GROUP, INC. | Chief Operating Officer | 01/01/2012 |
FCCI Insurance Group
 FCCI Insurance Group Property/Casualty InsuranceFinance Provides property and casualty insurance services | Corporate Officer/Principal | 01/01/2007 |
Training of Ernesto Garateix
Experiences
Positions held
Active
Inactive
Listed companies
Private companies
Connections
22
1st degree connections
7
1st degree companies
Male
Female
Members of the board
Executives
Linked companies
| Private companies | 7 |
|---|---|
NBIC Holdings, Inc.
NBIC Holdings, Inc. Property/Casualty InsuranceFinance Operates as a holding company | Finance |
Heritage Insurance Holdings, Inc.
 Heritage Insurance Holdings, Inc. Property/Casualty InsuranceFinance Operates as a property and casualty insurance holding company | Finance |
FCCI Insurance Group
FCCI Insurance Group Property/Casualty InsuranceFinance Provides property and casualty insurance services | Finance |
The University of Tampa, Inc.
 The University of Tampa, Inc. Other Consumer ServicesConsumer Services Functions as a College/University | Consumer Services |
American Integrity Insurance Group LLC
 American Integrity Insurance Group LLC Property/Casualty InsuranceFinance Provides residential property insurance solutions for single-family and condominium owners | Finance |
Zephyr Insurance Co., Inc.
Zephyr Insurance Co., Inc. Property/Casualty InsuranceFinance Provides hurricane insurance services | Finance |
Heritage Property & Casualty Insurance Co., Inc.
Heritage Property & Casualty Insurance Co., Inc. Property/Casualty InsuranceFinance Provides property and casualty insurance services | Finance |
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