Sandi L. Bragar

Provides assurance, auditing, tax, legal, technology and consulting & managed services

Kochis Fitz is an equity-oriented investment manager. However, when appropriate, they do use fixed-income securities. To help reduce overall portfolio volatility they diversify investment accounts by market capitalization (large and small), investment style (growth and value), market efficiency (mature and emerging), geography (domestic and international) and management approach (indexing/active stock selection). The firm also offers alternative investment vehicles such as hedge funds. Kochis Fitz believes that virtually all fixed-income portfolio components should be constructed exclusively with short- or intermediate-term fixed-income instruments. Except in rare, tax-oriented strategies, the firm rarely finds long-term bonds appropriate.

Functions as a College/University

Aspiriant offers an investment management program tailored to meet each client’s unique financial circumstances and investment objectives. The firm uses selected separate account managers, separate investments in equities, mutual funds, ETFs, ETNs, private partnerships, bonds, cash-equivalents, and other instruments. Investments are made across a wide range of markets and strategies. Their standard portfolios that target the lowest risk will generally be more heavily weighted in fixed income (bonds), while portfolios that target higher risk/return profile will generally focus on stocks and other asset classes which tend to have a higher expected return over Aspiriant’s forecasted horizon.