INDUSTRIAL AND PRUDENTIAL INVESTMENT COMPANY LIMITED

Income Statement Industrial And Prudential Investment Company Limited

Stocks

INDPRUD

INE620D01011

Consumer Lending

Market Closed - Bombay S.E. 14:02:23 17/09/2026 +04			5-day change	1st Jan Change
6,409.95 ^INR	+2.78%		+3.80%	+17.78%

08-06	Industrial And Prudential Investment Company Limited Reports Earnings Results for the First Quarter Ended June 30, 2026	CI
05-22	Industrial and Prudential Investment Company Limited Recommends Dividend for the Financial Year Ended 31 March 2026, Payable from August 21, 2026	CI

8164d39ca7f7ac77ad2e61ca8f02.m6QdtIp0eEGpR_7qUaJNHNuHbSzS7CdyDRm-oRe53-s.q9xu0bsNHx7IdZSafJYPLpDTJ22i3HIGdEaO-HDpqK2r73Dbxz5MJsQEyg

Published financial data: INDUSTRIAL AND PRUDENTIAL INVESTMENT COMPANY LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Revenues	-	-	-	-	-
Gain (Loss) on Sale of Investment, Total (Rev)	24.31M	16.23M	11.07M	3.37M	3.9M
Interest And Invest. Income (Rev)	40.2M	45.73M	43.57M	55.76M	55.6M
Other Revenues, Total	4.68M	10.6M	5.9M	13.69M	6.31M
Total Revenues	69.19M	72.56M	60.54M	72.83M	65.82M
Cost of Goods Sold, Total	-	-	-	-	-
Gross Profit	69.19M	72.56M	60.54M	72.83M	65.82M
Selling General & Admin Expenses, Total	1.44M	818K	290K	115K	112K
Depreciation & Amortization - (IS)	-	-	-	-	-
Other Operating Expenses	4.79M	9.81M	7.73M	10.8M	10.27M
Other Operating Expenses, Total	6.24M	10.63M	8.02M	10.92M	10.38M
Operating Income	62.96M	61.93M	52.52M	61.91M	55.43M
Interest Expense, Total	-	-	-	-	-
Interest And Investment Income	-	732K	-	292K	-
Net Interest Expenses	-	732K	-	292K	-
Income (Loss) On Equity Invest.	322M	394M	450M	533M	583M
EBT, Excl. Unusual Items	385M	456M	502M	596M	638M
Gain (Loss) On Sale Of Investments	-	-	-	-	-
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Other Unusual Items	110K	-	3K	-	-
EBT, Incl. Unusual Items	385M	456M	502M	596M	638M
Income Tax Expense	16.29M	9.29M	7.69M	-1.41M	1.06M
Earnings From Continuing Operations	369M	447M	495M	597M	637M
Net Income to Company	369M	447M	495M	597M	637M
Net Income - (IS)	369M	447M	495M	597M	637M
Net Income to Common Incl Extra Items	369M	447M	495M	597M	637M
Net Income to Common Excl. Extra Items	369M	447M	495M	597M	637M
Per Share Items
Net EPS - Basic	220	266.84	295.13	356.22	380.29
Basic EPS - Continuing Operations	220	266.84	295.13	356.22	380.29
Basic Weighted Average Shares Outstanding	1.68M	1.68M	1.68M	1.68M	1.68M
Net EPS - Diluted	220	266.84	295.13	356.22	380.29
Diluted EPS - Continuing Operations	220	266.84	295.13	356.22	380.29
Diluted Weighted Average Shares Outstanding	1.68M	1.68M	1.68M	1.68M	1.68M
Normalized Basic EPS	143.54	170.24	187.32	222.11	238.08
Normalized Diluted EPS	143.54	170.24	187.32	222.11	238.08
Dividend Per Share	50	60	90	110	120
Payout Ratio	12.34	18.74	20.33	25.26	28.93
Supplemental Items
EBITDA	-	-	-	-	-
EBITA	62.96M	61.93M	52.52M	61.91M	55.43M
EBIT	62.96M	61.93M	52.52M	61.91M	55.43M
Total Revenues (As Reported)	69.3M	73.29M	60.55M	73.12M	65.82M
Effective Tax Rate - (Ratio)	4.23	2.04	1.53	-0.24	0.17
Total Current Taxes	10.52M	17.5M	10.4M	1.95M	865K
Total Deferred Taxes	5.84M	-7.58M	-2.15M	-594K	237K
Normalized Net Income	241M	285M	314M	372M	399M
Non-Cash Pension Expense	-	-	-	-	-
Supplemental Operating Expense Items
Advertising Expense	619K	245K	16K	115K	112K
Selling and Marketing Expenses	619K	245K	16K	115K	112K
Maintenance & Repair Expenses, Total	-	-	-	-	-

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Assets
Cash And Equivalents	7.98M	5.64M	1.39M	2.34M	2.22M
Trading Asset Securities, Total	423M	197M	53.39M	-	49.8M
Total Cash And Short Term Investments	431M	203M	54.78M	2.34M	52.02M
Accounts Receivable, Total	-	-	-	-	-
Other Receivables	-	191K	-	562K	-
Notes Receivable	49.56M	49.8M	49.7M	39.53M	-
Total Receivables	49.56M	50M	49.7M	40.09M	-
Prepaid Expenses	-	-	-	-	-
Other Current Assets, Total	21.67M	14.46M	22.73M	28.62M	42.06M
Total Current Assets	502M	267M	127M	71.05M	94.08M
Gross Property Plant And Equipment	1.08M	1.08M	1.08M	1.08M	1.08M
Accumulated Depreciation	-1.06M	-1.06M	-1.06M	-1.06M	-1.06M
Net Property Plant And Equipment	20K	20K	20K	20K	20K
Long-term Investments	5.95B	6.12B	7.89B	8.27B	8.71B
Other Intangibles, Total	-	-	-	-	-
Other Long-Term Assets, Total	-	-	357K	498K	996K
Total Assets	6.45B	6.39B	8.02B	8.34B	8.8B
Liabilities
Accounts Payable, Total	1.16M	2.64M	2.05M	186K	136K
Accrued Expenses, Total	-	156K	418K	1.53M	2.6M
Current Income Taxes Payable	-	-	-	-	-
Other Current Liabilities	10.34M	11.71M	12.7M	17.27M	23.02M
Total Current Liabilities	11.5M	14.51M	15.17M	18.98M	25.76M
Unearned Revenue Non Current	-	-	-	350K	-
Deferred Tax Liability Non Current	249M	175M	306M	280M	278M
Other Non Current Liabilities	511K	-	509K	-	-
Total Liabilities	261M	189M	322M	299M	304M
Common Stock, Total	16.76M	16.76M	16.76M	16.76M	16.76M
Retained Earnings	2.49B	3.61B	4.15B	5.38B	5.94B
Comprehensive Income and Other	3.68B	2.57B	3.53B	2.65B	2.55B
Total Common Equity	6.19B	6.2B	7.69B	8.04B	8.5B
Total Equity	6.19B	6.2B	7.69B	8.04B	8.5B
Total Liabilities And Equity	6.45B	6.39B	8.02B	8.34B	8.8B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	1.68M	1.68M	1.68M	1.68M	1.68M
ECS Total Common Shares Outstanding	1.68M	1.68M	1.68M	1.68M	1.68M
Book Value / Share	3.69K	3.7K	4.59K	4.8K	5.07K
Tangible Book Value	6.19B	6.2B	7.69B	8.04B	8.5B
Tangible Book Value Per Share	3.69K	3.7K	4.59K	4.8K	5.07K
Total Debt	0	0	0	0	0
Net Debt	-431M	-203M	-54.78M	-2.34M	-52.02M
Equity Method Investments, Total	2.4B	2.68B	3.03B	3.42B	3.84B
Account Code - Inventory Valuation	3	3	3	3	3
Buildings, Total	-	-	-	-	-
Machinery, Total	1.08M	1.08M	1.08M	1.08M	1.08M
Full Time Employees	1	-	-	-	-

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Net Income	369M	447M	495M	597M	637M
Depreciation & Amortization - CF	-	-	-	-	-
Depreciation & Amortization, Total	-	-	-	-	-
Amortization of Deferred Charges, Total - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-24.21M	-16.23M	-11.07M	-3.37M	-3.9M
Asset Writedown & Restructuring Costs	-	-	-	-	-
Provision for Credit Losses	-	125K	125K	99K	-
(Income) Loss On Equity Investments - (CF)	-	-	-	-	-
Other Operating Activities, Total	-254M	-326M	-347M	-491M	-446M
Change In Accounts Receivable	-21K	-170K	199K	-704K	65K
Change In Accounts Payable	531K	2.5M	815K	3.66M	6.43M
Change in Other Net Operating Assets	-49.56M	-367K	-22K	10.07M	39.53M
Cash from Operations	41.58M	107M	138M	116M	234M
Capital Expenditure	-	-	-	-	-
Sale of Property, Plant, and Equipment	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	6.88M	-24.68M	-40.64M	40.24M	-43.68M
Other Investing Activities, Total	1.73M	-1.34M	-994K	-4.58M	-5.75M
Cash from Investing	8.61M	-26.02M	-41.63M	35.66M	-49.43M
Repurchase of Common Stock	-	-	-	-	-
Common Dividends Paid	-45.51M	-83.79M	-101M	-151M	-184M
Common & Preferred Stock Dividends Paid	-45.51M	-83.79M	-101M	-151M	-184M
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	-45.51M	-83.79M	-101M	-151M	-184M
Net Change in Cash	4.68M	-2.34M	-4.25M	950K	-125K
Supplemental Items
Cash Income Tax Paid (Refund)	15.59M	34.68M	17.14M	86.8M	13.91M
Levered Free Cash Flow	-13.52M	47.98M	25.26M	46.23M	68.07M
Unlevered Free Cash Flow	-13.52M	47.98M	25.26M	46.23M	68.07M
Change In Net Working Capital	52.87M	-9.28M	7.56M	-7.54M	-33.43M

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Profitability
Return on Assets	0.67	0.6	0.46	0.47	0.4
Return on Total Capital	0.69	0.62	0.47	0.49	0.42
Return On Equity %	6.51	7.22	7.12	7.59	7.71
Return on Common Equity	6.51	7.22	7.12	7.59	7.71
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	2.09	1.13	0.48	0.16	0.17
EBITDA Margin %	-	-	-	-	-
EBITA Margin %	90.99	85.35	86.75	85.01	84.22
EBIT Margin %	90.99	85.35	86.75	85.01	84.22
Income From Continuing Operations Margin %	532.84	616.3	816.92	819.68	968.26
Net Income Margin %	532.84	616.3	816.92	819.68	968.26
Net Avail. For Common Margin %	532.84	616.3	816.92	819.68	968.26
Normalized Net Income Margin	347.64	393.19	518.51	511.09	606.17
Levered Free Cash Flow Margin	-19.54	66.13	41.73	63.48	103.43
Unlevered Free Cash Flow Margin	-19.54	66.13	41.73	63.48	103.43
Asset Turnover
Asset Turnover	0.01	0.01	0.01	0.01	0.01
Fixed Assets Turnover	3.46K	3.63K	3.03K	3.64K	3.29K
Receivables Turnover (Average Receivables)	-	-	-	-	-
Short Term Liquidity
Current Ratio	43.69	18.4	8.39	3.74	3.65
Quick Ratio	37.5	13.97	3.61	0.15	2.02
Operating Cash Flow to Current Liabilities	3.62	7.41	9.09	6.12	9.07
Days Sales Outstanding (Average Receivables)	-	-	-	-	-
Average Days Payable Outstanding	-	-	-	-	-
Long Term Solvency
Total Liabilities / Total Assets	4.05	2.96	4.01	3.59	3.45
EBIT / Interest Expense	-	-	-	-	-
EBITDA / Interest Expense	-	-	-	-	-
(EBITDA - Capex) / Interest Expense	-	-	-	-	-
Net Debt / EBITDA	-	-	-	-	-
Net Debt / (EBITDA - Capex)	-	-	-	-	-
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-15.24	4.86	-16.56	20.29	-9.63
Gross Profit, 1 Yr. Growth %	-15.24	4.86	-16.56	20.29	-9.63
EBITDA, 1 Yr. Growth %	-	-	-	-	-
EBITA, 1 Yr. Growth %	-15.62	-1.63	-15.19	17.87	-10.46
EBIT, 1 Yr. Growth %	-15.62	-1.63	-15.19	17.87	-10.46
Earnings From Cont. Operations, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.75
Net Income, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.75
Normalized Net Income, 1 Yr. Growth %	40.43	18.6	10.03	18.57	7.19
Diluted EPS Before Extra, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.76
Accounts Receivable, 1 Yr. Growth %	-	-	-	-	-
Net Property, Plant and Equip., 1 Yr. Growth %	0	0	0	0	0
Total Assets, 1 Yr. Growth %	23.32	-0.92	25.44	4.07	5.53
Tangible Book Value, 1 Yr. Growth %	20.36	0.2	24.09	4.53	5.68
Common Equity, 1 Yr. Growth %	20.36	0.2	24.09	4.53	5.68
Cash From Operations, 1 Yr. Growth %	-42.46	158.47	28.34	-15.82	101.22
Levered Free Cash Flow, 1 Yr. Growth %	-130.9	-468.89	-47.61	83	47.24
Unlevered Free Cash Flow, 1 Yr. Growth %	-130.9	-468.89	-47.61	83	47.24
Dividend Per Share, 1 Yr. Growth %	100	20	50	22.22	9.09
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	43.46	-5.73	-6.46	0.19	4.27
Gross Profit, 2 Yr. CAGR %	43.59	-5.73	-6.46	0.19	4.27
EBITDA, 2 Yr. CAGR %	-	-	-	-	-
EBITA, 2 Yr. CAGR %	54.85	-8.89	-8.66	-0.02	2.73
EBIT, 2 Yr. CAGR %	54.85	-8.89	-8.66	-0.02	2.73
Earnings From Cont. Operations, 2 Yr. CAGR %	22.8	30.33	15.82	15.54	13.51
Net Income, 2 Yr. CAGR %	22.8	30.33	15.82	15.54	13.51
Normalized Net Income, 2 Yr. CAGR %	26.54	29.06	14.24	14.22	12.74
Diluted EPS Before Extra, 2 Yr. CAGR %	25.33	30.33	15.82	15.54	13.51
Accounts Receivable, 2 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 2 Yr. CAGR %	0	0	0	0	0
Total Assets, 2 Yr. CAGR %	26.6	10.54	11.49	14.26	4.8
Tangible Book Value, 2 Yr. CAGR %	38.36	9.82	11.51	13.89	5.1
Common Equity, 2 Yr. CAGR %	38.36	9.82	11.51	13.89	5.1
Cash From Operations, 2 Yr. CAGR %	-24.56	21.95	82.13	3.94	30.15
Capital Expenditures, 2 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 2 Yr. CAGR %	-37.67	4.72	39.37	-2.08	64.15
Unlevered Free Cash Flow, 2 Yr. CAGR %	-37.67	4.72	39.37	-2.08	64.15
Dividend Per Share, 2 Yr. CAGR %	41.42	54.92	34.16	35.4	15.47
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	6.61	29.23	-9.48	1.72	-3.2
Gross Profit, 3 Yr. CAGR %	6.76	29.3	-9.48	1.72	-3.2
EBITDA, 3 Yr. CAGR %	-	-	-	-	-
EBITA, 3 Yr. CAGR %	7.49	33.11	-11.04	-0.56	-3.63
EBIT, 3 Yr. CAGR %	7.49	33.11	-11.04	-0.56	-3.63
Earnings From Cont. Operations, 3 Yr. CAGR %	24.91	22.3	23.39	17.43	12.54
Net Income, 3 Yr. CAGR %	24.91	22.3	23.39	17.43	12.54
Normalized Net Income, 3 Yr. CAGR %	24	23.84	22.38	15.67	11.83
Diluted EPS Before Extra, 3 Yr. CAGR %	26.61	23.97	23.39	17.43	12.54
Accounts Receivable, 3 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 3 Yr. CAGR %	-18.54	0	0	0	0
Total Assets, 3 Yr. CAGR %	15.77	16.67	15.3	8.96	11.27
Tangible Book Value, 3 Yr. CAGR %	23.2	24.25	14.38	9.13	11.08
Common Equity, 3 Yr. CAGR %	23.2	24.25	14.38	9.13	11.08
Cash From Operations, 3 Yr. CAGR %	-6.06	13.73	24.04	40.82	29.54
Capital Expenditures, 3 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 3 Yr. CAGR %	64.94	11.31	-16.73	52.61	12.18
Unlevered Free Cash Flow, 3 Yr. CAGR %	64.94	11.31	-16.73	52.61	12.18
Dividend Per Share, 3 Yr. CAGR %	25.99	33.89	53.26	30.06	25.99
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-3.68	6.29	1.18	16.72	-4.22
Gross Profit, 5 Yr. CAGR %	-3.63	6.39	1.26	16.76	-4.22
EBITDA, 5 Yr. CAGR %	-	-	-	-	-
EBITA, 5 Yr. CAGR %	-3.3	5.72	0.71	18.72	-5.77
EBIT, 5 Yr. CAGR %	-3.3	5.72	0.71	18.72	-5.77
Earnings From Cont. Operations, 5 Yr. CAGR %	11.9	17.51	21.19	19.55	19.34
Net Income, 5 Yr. CAGR %	11.9	17.51	21.19	19.55	19.34
Normalized Net Income, 5 Yr. CAGR %	12.53	17.62	20	19.9	18.43
Diluted EPS Before Extra, 5 Yr. CAGR %	12.81	18.47	22.18	20.52	19.34
Accounts Receivable, 5 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 5 Yr. CAGR %	-5.11	-14.97	-11.58	0	0
Total Assets, 5 Yr. CAGR %	28.26	26.22	14.03	15.7	10.98
Tangible Book Value, 5 Yr. CAGR %	27.4	25.61	18.38	20	10.58
Common Equity, 5 Yr. CAGR %	27.4	25.61	18.38	20	10.58
Cash From Operations, 5 Yr. CAGR %	-4.15	16.14	22.42	9.71	26.45
Capital Expenditures, 5 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 5 Yr. CAGR %	-8.12	14.93	53.01	5.85	9.24
Unlevered Free Cash Flow, 5 Yr. CAGR %	-8.12	14.93	53.01	5.85	9.24
Dividend Per Share, 5 Yr. CAGR %	14.87	19.14	29.2	34.49	36.85