Valuation: Tower Limited

Market Cap 644M 375M 328M 305M 280M 528M 36.14B 535M 3.63B 1.42B 17.69B 1.41B 1.38B 61.1B P/E 2026 *
13.9x
P/E 2027 * 10.8x
Enterprise Value 600M 349M 306M 284M 261M 492M 33.71B 499M 3.38B 1.32B 16.49B 1.31B 1.28B 56.97B EV / Sales 2026 *
1.04x
EV / Sales 2027 * 0.97x
Free-Float
83.48%
Yield 2026 *
6.27%
Yield 2027 * 6.87%
1 day+0.27%
1 week-0.79%
Current month+0.27%
1 month-1.83%
3 months-4.82%
6 months-0.79%
Current year-7.18%
1 week 1.85
Extreme 1.85
1.89
1 month 1.84
Extreme 1.84
1.91
Current year 1.8
Extreme 1.795
2.17
1 year 1.66
Extreme 1.66
2.17
3 years 0.64
Extreme 0.6444
2.17
5 years 0.62
Extreme 0.6222
2.17
10 years 0.59
Extreme 0.5944
2.17
Manager TitleAgeSince
Chief Executive Officer - 13/02/2025
Director of Finance/CFO - 01/05/2026
Chief Tech/Sci/R&D Officer - 01/11/2025
Director TitleAgeSince
Director/Board Member 69 24/05/2012
Director/Board Member - 14/01/2019
Director/Board Member 64 01/10/2022
Date Insider Type Main position Quantity % Market Cap.
02/03/26 Sell

Chief Executive Officer

87,872 0.0256%
29/01/26 Fiscal year

Chief Executive Officer

222,858 0.0651%
09/07/25 Sell 134,000 0.0391%
Change 5-day change 1-year change 3-year change Capi.($)
+0.27%-0.79%+12.28%+176.63% 375M
-0.16%+4.71%+29.95%+147.37% 90.48B
+0.66%+13.03%+39.47%+115.30% 77.61B
+0.04%+5.16%+27.55%+127.24% 64.83B
-2.48%+1.91%-3.89%+30.53% 41.49B
+1.50%+7.03%+52.66%+184.25% 42.6B
+0.58%+4.96%+57.11%+228.57% 37.71B
-0.67%-2.26%-6.59%+123.61% 36.94B
-0.64%-2.01%-4.58%+45.16% 36.24B
-1.91%+0.09%+10.82%+19.89% 34.32B
Average -0.28%+2.78%+21.48%+119.86% 46.26B
Weighted average by Cap. -0.20%+4.04%+25.43%+119.37%

Financials

2026 *2027 *
Net sales 579M 337M 295M 274M 252M 475M 32.53B 482M 3.27B 1.28B 15.92B 1.27B 1.24B 54.98B 615M 358M 314M 291M 267M 504M 34.53B 511M 3.47B 1.36B 16.89B 1.34B 1.31B 58.36B
Net income 47.95M 27.9M 24.44M 22.69M 20.85M 39.29M 2.69B 39.87M 270M 106M 1.32B 105M 102M 4.55B 63.29M 36.82M 32.26M 29.95M 27.52M 51.85M 3.55B 52.62M 357M 140M 1.74B 138M 135M 6.01B
Net Debt -43.45M -25.28M -22.15M -20.56M -18.89M -35.6M -2.44B -36.13M -245M -95.87M -1.19B -94.89M -92.85M -4.12B -49M -28.5M -24.98M -23.19M -21.31M -40.15M -2.75B -40.74M -276M -108M -1.35B -107M -105M -4.65B
Logo Tower Limited
Tower Limited is a New Zealand-based insurance company. The Company provides car insurance, house insurance, contents insurance, boat insurance, business insurance, and other insurance solutions. Its car insurance solutions include comprehensive car insurance, third party car insurance, and electric vehicle insurance. Its house insurance solutions include premium house insurance, plus house insurance, standard house insurance, landlord insurance, and contract works insurance. Its contents insurance solutions include premium contents insurance, plus contents insurance, standard contents insurance, and renters' contents insurance. Its business insurance solutions include business asset insurance, business interruption insurance, business liability insurance, and commercial vehicle insurance. It also offers travel insurance, pet insurance, motorbike insurance, lifestyle block insurance, caravan or trailer insurance, and motorhome insurance.
Employees
966
Date Price Change Volume
22/07/26 NZ$1.875 +0.27% 202,944
21/07/26 NZ$1.870 0.00% 612,508
20/07/26 NZ$1.870 0.00% 140,258
17/07/26 NZ$1.870 0.00% 875,207
16/07/26 NZ$1.870 -1.06% 54,749
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
1.875NZD
Average target price
2.162NZD
Spread / Average Target
+15.33%

Annual profits - Rate of surprise