Valuation: Philippine National Bank

Market Cap 120B 1.91B 1.71B 1.58B 1.43B 2.71B 179B 2.78B 18.87B 7.52B 95.8B 7.16B 7.01B 303B P/E 2026 *
4.64x
P/E 2027 * 4.45x
Enterprise Value 120B 1.91B 1.71B 1.58B 1.43B 2.71B 179B 2.78B 18.87B 7.52B 95.8B 7.16B 7.01B 303B EV / Sales 2026 *
1.71x
EV / Sales 2027 * 1.59x
Free-Float
20.11%
Yield 2026 *
4.88%
Yield 2027 * 4.41%
1 day+2.73%
1 week-1.52%
Current month+1.25%
1 month+6.58%
3 months+29.70%
6 months+40.87%
Current year+48.90%
1 week 76.55
Extreme 76.55
83.9
1 month 73.25
Extreme 73.25
83.9
Current year 54
Extreme 54
83.9
1 year 50
Extreme 50
83.9
3 years 18.16
Extreme 18.16
83.9
5 years 16.72
Extreme 16.72
83.9
10 years 16.72
Extreme 16.72
83.9
Manager TitleAgeSince
Chief Executive Officer 65 29/04/2025
Director of Finance/CFO 55 18/09/2023
Chief Tech/Sci/R&D Officer - -
Director TitleAgeSince
Director/Board Member 91 08/12/1999
Director/Board Member 60 09/02/2013
Chairman 71 25/04/2023
Date Insider Type Main position Quantity % Market Cap. Importance
04/02/26 Buy

Executive/Senior Manager

3,040 0.0002%
04/02/26 Buy

Executive/Senior Manager

26,960 0.0018%
16/12/25 Buy

Executive/Senior Manager

20,000 0.0013%
Change 5-day change 1-year change 3-year change Capi.($)
+2.73%-1.52%+58.05%+340.22% 1.91B
-0.00%+1.21%+7.95%+133.61% 908B
-1.31%+0.83%+21.49%+111.96% 435B
-2.29%+1.71%+9.71%+141.52% 379B
-1.32%+2.44%+26.05%+134.90% 364B
+0.26%+2.05%-5.13%+83.09% 350B
-0.64%+4.63%+33.08%+121.17% 315B
+0.20%+1.81%+22.07%+120.77% 306B
-0.26%+0.75%+39.70%+146.24% 280B
+0.32%+0.27%-0.39%+109.73% 257B
Average -0.24%+2.77%+21.26%+144.32% 360B
Weighted average by Cap. -0.55%+3.28%+15.64%+124.24%

Financials

2026 *2027 *
Net sales 70.2B 1.11B 998M 920M 835M 1.58B 104B 1.62B 11.01B 4.39B 55.9B 4.18B 4.09B 177B 75.52B 1.2B 1.07B 990M 899M 1.7B 112B 1.75B 11.85B 4.72B 60.14B 4.49B 4.4B 190B
Net income 25.9B 411M 368M 339M 308M 583M 38.5B 600M 4.06B 1.62B 20.63B 1.54B 1.51B 65.2B 27B 428M 384M 354M 321M 608M 40.13B 625M 4.24B 1.69B 21.5B 1.61B 1.57B 67.96B
Net Debt - -
Projected Income Statement - Annual - Philippine National Bank
Logo Philippine National Bank
Philippine National Bank (the Bank) is a Philippines-based commercial bank. The Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, fund transfers, remittance servicing, a full range of retail banking and trust services, and treasury operations. The Bank has approximately 631 domestic branches and 73 overseas branches and offices in 17 jurisdictions. It has approximately 1,535 Automated teller machines (ATMs), 145 Cash Accept Machines (CAMs), 29 Corporate CAMs and 7,876 Point-of-Sale (POS) Terminals. The Company’s domestic subsidiaries include PNB Capital & Investment Corp., PNB Securities, Inc., Allied Integrated Holdings, Inc., among others. Its overseas subsidiaries include PNB International Investments Corp., PNB Europe PLC, Allied Commercial Bank, Allied Banking Corp. (HK) Ltd., among others.
Employees
8,318
Sector
Banks
Date Price Change Volume
11/11/26 ₱81.00 +2.73% 467,720
10/11/26 ₱78.85 +1.09% 553,240
09/11/26 ₱78.00 -3.41% 744,720
06/11/26 ₱80.75 -2.71% 289,360
05/11/26 ₱83.00 +0.91% 379,230
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
MarketScreener Ratings - Philippine National Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
78.85PHP
Average target price
72.10PHP
Spread / Average Target
-8.56%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - Philippine National Bank