Financials FGL Holdings NYSE

Stocks

Delayed NYSE			5-day change	1st Jan Change
- ^USD	-.--%		-20.62%	-21.22%

09-14	F&G Annuities & Life, Inc. Presents at Barclays 24th Annual Global Financial Services Conference, Sep-14-2026 09:45 AM
09-11	F&G Annuities & Life, Inc. Presents at KBW Insurance Conference 2026, Sep-10-2026 03:05 PM

Fiscal Period: December	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	2,340	4,500	5,744	5,731	2,990	3,337	3,579
Change	-	92.31%	27.64%	-0.23%	-47.83%	11.61%	7.25%
EBITDA	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Interest Paid ¹	-29	-97	-132	-164	-164	-184	-196
Earnings before Tax (EBT)	598	-35	778	323	-	658	735
Change	-	-105.85%	2,322.86%	-58.48%	-	-	11.7%
Net income ¹	481	-58	622	-	340	523	586
Change	-	-112.06%	1,172.41%	-	-	53.82%	12.05%
Announcement Date	22/02/23	21/02/24	20/02/25	19/02/26	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1	2028 Q2
Net sales ¹	-	623	869	1,168	851	1,612	1,569	1,172	1,444	1,559	908	1,364	1,694	1,765	1,421	731	764	814	825	841	857	875	886
Change	-	-	39.49%	34.41%	-27.14%	89.42%	-2.67%	-25.3%	23.21%	7.96%	-41.76%	50.22%	24.19%	4.19%	-19.49%	-48.56%	4.51%	6.54%	1.35%	1.94%	1.9%	2.1%	1.26%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts ¹	-	-6	-22	-25	-24	-26	-30	-28	-36	-38	-40	-41	-42	-41	-41	-41	-41	-46	-46	-46	-46	-49	-49
Earnings before Tax (EBT) ¹	-	-176	-203	163	380	-375	142	254	-30	412	-26	57	131	161	-94	97	129	158	160	168	172	178	181
Change	-	-	-15.34%	180.3%	133.13%	-198.68%	137.87%	78.87%	-111.81%	1,473.33%	-106.31%	319.23%	129.82%	22.9%	-158.39%	203.19%	32.99%	22.48%	1.27%	5%	2.38%	3.49%	1.69%
Net income ¹	115	-100	-195	130	306	-299	111	198	-10	323	-	-	-	-	-81	75	101	125	127	134	137	142	143
Change	-	-186.96%	-95%	166.67%	135.38%	-197.71%	137.12%	78.38%	-105.05%	3,330%	-	-	-	-	-	192.59%	34.67%	23.76%	1.6%	5.51%	2.24%	3.65%	0.7%
Announcement Date	10/11/22	22/02/23	03/05/23	08/08/23	07/11/23	21/02/24	08/05/24	05/08/24	06/11/24	20/02/25	07/05/25	04/08/25	06/11/25	19/02/26	05/08/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2022	2023	2024	2025	2026	2027	2028
Net Debt	154	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	22/02/23	21/02/24	20/02/25	19/02/26	-	-	-

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	-	-	32	27	24	15
Change	-	-	-	-15.62%	-11.11%	-37.5%
Free Cash Flow (FCF) ¹	2,106	1,713	-1,029	1,682	543.2	2,765
Change	-	-18.66%	-160.08%	263.43%	-67.7%	408.95%
Announcement Date	31/08/22	31/08/22	27/02/23	29/02/24	28/02/25	26/02/26

¹USD in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	-	-	-	-	-	-	-	-
EBT Margin (%)	-	-	25.56%	-0.78%	13.54%	5.64%	-	19.72%	20.54%
Net margin (%)	-	-	20.56%	-1.29%	10.83%	-	11.37%	15.67%	16.37%
FCF margin (%)	-	-	27.95%	-	-	-	-	-	-
FCF / Net Income (%)	-	-	135.97%	-	-	-	-	-	-
Profitability
ROA	-0.16%	1.56%	0.76%	0.06%	0.73%	0.33%	-	-	-
ROE	-1.14%	20.03%	15.27%	-2.11%	17.89%	6.03%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	-	0.26x	2.08x	-	1.35x	-	-	-
Debt / Free cash flow	-	-	-0.16x	0.12x	-	0.28x	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	1.37%	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	4.89%	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	27.57	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	-	14.41	24.63	29.14	33.49	36.66	39.55	42.84
Change	-	-	-	70.92%	18.31%	14.93%	9.47%	7.88%	8.32%
EPS ¹	-	-	4.18	-0.47	4.88	-	2.69	4.08	4.56
Change	-	-	-	-111.24%	1,138.3%	-	-	51.67%	11.76%
Nbr of stocks (in thousands)	-	-	125,000	125,497	126,094	134,620	130,935	130,935	130,935
Announcement Date	-	-	22/02/23	21/02/24	20/02/25	19/02/26	-	-	-