Valuation: Happen, Inc.

Market Cap 1.77B 1.58B 1.47B 1.34B 2.53B 171B 2.55B 17.81B 6.9B 87.23B 6.66B 6.52B 280B P/E 2026 *
8.43x
P/E 2027 * 6.42x
Enterprise Value 849M 754M 704M 642M 1.21B 81.62B 1.22B 8.52B 3.3B 41.73B 3.19B 3.12B 134B EV / Sales 2026 *
0.8x
EV / Sales 2027 * 0.67x
Free-Float
96.92%
Yield 2026 *
-
Yield 2027 * -
1 day-0.13%
1 week+2.33%
Current month+4.06%
1 month-11.41%
3 months-21.89%
6 months+7.40%
Current year-18.80%
1 week 14.56
Extreme 14.56
15.87
1 month 14.56
Extreme 14.56
17.78
Current year 13.05
Extreme 13.05
21.67
1 year 13.05
Extreme 13.05
21.67
3 years 4.73
Extreme 4.73
21.67
5 years 4.73
Extreme 4.73
49.21
10 years 4.32
Extreme 4.315
49.21
Manager TitleAgeSince
Chief Executive Officer 56 06/05/2016
Director of Finance/CFO 52 01/09/2022
Chief Operating Officer 48 -
Director TitleAgeSince
Director/Board Member 56 02/08/2016
Chairman 67 01/04/2026
Director/Board Member 61 18/09/2019
Date Insider Type Main position Quantity % Market Cap. Importance
15/09/26 Sell

Director

-7,148 0.0062%
04/09/26 Sell

Director

-2,057 0.0018%
03/09/26 Sell

General Counsel

-2,800 0.0024%
Change 5-day change 1-year change 3-year change Capi.($)
-0.13%+2.33%+2.74%+155.06% 1.77B
+0.23%-1.98%-8.38%+102.56% 204B
+0.12%-2.74%-8.92%+104.71% 119B
-1.16%-4.88%-3.99%+21.41% 61.34B
-2.26%-3.86%-36.31%+46.43% 33.13B
+0.09%-2.17%-13.67%+12.49% 28.81B
+0.36%-1.60%+2.12%+136.32% 23.35B
-4.18%-5.63%+45.31%+145.48% 23.08B
-0.44%-4.89%-39.28%+101.15% 20.37B
-2.02%-6.39%-29.18%-8.09% 14.6B
Average -0.54%-3.06%-8.95%+81.75% 53.04B
Weighted average by Cap. -0.16%-2.92%-8.95%+85.69%

Financials

2026 *2027 *
Net sales 1.06B 945M 882M 804M 1.52B 102B 1.53B 10.67B 4.13B 52.25B 3.99B 3.9B 168B 1.27B 1.12B 1.05B 957M 1.8B 122B 1.82B 12.71B 4.92B 62.22B 4.75B 4.65B 200B
Net income 214M 190M 178M 162M 305M 20.6B 308M 2.15B 833M 10.53B 805M 787M 33.8B 284M 252M 236M 215M 405M 27.31B 409M 2.85B 1.1B 13.96B 1.07B 1.04B 44.81B
Net Debt -926M -823M -768M -700M -1.32B -89.01B -1.33B -9.29B -3.6B -45.5B -3.48B -3.4B -146B -921M -819M -764M -696M -1.31B -88.58B -1.33B -9.25B -3.58B -45.28B -3.46B -3.38B -145B
Logo Happen, Inc.
Happen, Inc., formerly LendingClub Corporation, owns and operates Happen Bank, National Association (the Bank). The Bank is a digital bank and provides borrowing, banking, business, and investing services. Its banking services include personal banking which provides levelup checking, levelup savings, and certificate of deposit. Its business includes financing solutions and business loans. Its financing solutions include health and wellness, home improvement, and retail services. Its business loans include small business loans and SBA loans. Its borrowing services include personal loans, auto refinance, and pay for a large expense. Its personal loans include pay off credit cards, consolidate debt, and cash loans. Its pay for a large expense includes health and wellness and retail services. Its investing service includes institutional investing. The retail services include tutoring services, auto repair, and retail.
Employees
1,075
Date Price Change Volume
02/10/26 $15.38 -0.13% 1,665,403
01/10/26 $15.40 +4.19% 2,714,872
30/09/26 $14.78 -0.94% 1,286,233
29/09/26 $14.92 +0.13% 2,702,806
28/09/26 $14.90 -0.86% 1,616,652
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
8
Last Close Price
15.38USD
Average target price
24.75USD
Spread / Average Target
+60.92%

Quarterly revenue - Rate of surprise

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