Valuation: Synchrony Financial

Market Cap 23.72B 20.83B 19.37B 17.78B 33.4B 2,284B 33.92B 230B 89.88B 1,123B 89.04B 87.12B 3,883B P/E 2026 *
7.75x
P/E 2027 * 6.95x
Enterprise Value 27.86B 24.47B 22.75B 20.88B 39.23B 2,683B 39.84B 270B 106B 1,319B 105B 102B 4,560B EV / Sales 2026 *
1.83x
EV / Sales 2027 * 2.04x
Free-Float
38.85%
Yield 2026 *
1.76%
Yield 2027 * 1.95%
1 day+1.57%
1 week-0.98%
Current month-4.14%
1 month-4.48%
3 months-4.46%
6 months-4.84%
Current year-12.62%
1 week 70.65
Extreme 70.65
74.94
1 month 68.05
Extreme 68.05
79.4
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
+1.57%-0.98%+1.52%+103.40% 23.72B
-2.60%-4.12%+5.62%+33.59% 65.39B
+2.11%-10.25%-12.18%+23.93% 36.92B
-0.67%+1.22%-7.66%+13.22% 31.16B
-1.99%-3.03%+58.68%+179.94% 24.56B
-1.14%-4.75%-23.48%+74.18% 21.11B
+0.66%-3.40%-25.83% - 16.09B
+0.45%-4.49%+11.24%+50.68% 15.3B
+0.13%-3.47% - - 14.97B
-0.79%-0.09%+12.19%+130.32% 12.45B
Average -0.39%-3.21%+2.23%+76.16% 26.17B
Weighted average by Cap. -0.83%-3.81%+2.30%+62.13%

Financials

2026 *2027 *
Net sales 15.2B 13.35B 12.42B 11.39B 21.41B 1,464B 21.74B 147B 57.6B 720B 57.06B 55.83B 2,488B 16B 14.06B 13.07B 12B 22.54B 1,541B 22.89B 155B 60.64B 758B 60.08B 58.78B 2,620B
Net income 3.1B 2.72B 2.53B 2.32B 4.37B 299B 4.44B 30.08B 11.75B 147B 11.64B 11.39B 508B 3.06B 2.68B 2.5B 2.29B 4.3B 294B 4.37B 29.65B 11.58B 145B 11.47B 11.23B 500B
Net Debt 4.14B 3.64B 3.38B 3.1B 5.83B 399B 5.92B 40.14B 15.68B 196B 15.54B 15.2B 677B 8.9B 7.82B 7.27B 6.67B 12.54B 857B 12.73B 86.35B 33.73B 421B 33.42B 32.7B 1,457B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
24/07/26 $72.90 +1.57% 3,858,105
23/07/26 $71.77 -1.43% 3,648,896
22/07/26 $72.81 +0.83% 4,102,930
21/07/26 $72.21 -1.63% 8,283,462
20/07/26 $73.41 -0.29% 5,854,826
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
72.90USD
Average target price
89.13USD
Spread / Average Target
+22.26%

Quarterly revenue - Rate of surprise