Valuation: Synchrony Financial

Market Cap 24.69B 21.64B 20.01B 18.4B 34.72B 2,381B 35.27B 239B 93.77B 1,165B 92.72B 90.7B 4,014B P/E 2026 *
7.87x
P/E 2027 * 6.99x
Enterprise Value 27.85B 24.41B 22.56B 20.75B 39.15B 2,685B 39.78B 270B 106B 1,314B 105B 102B 4,527B EV / Sales 2026 *
1.82x
EV / Sales 2027 * 1.99x
Free-Float
40.22%
Yield 2026 *
1.74%
Yield 2027 * 1.93%
1 day-0.29%
1 week+0.27%
Current month-3.47%
1 month-2.46%
3 months-6.58%
6 months-3.51%
Current year-12.01%
1 week 71.98
Extreme 71.985
75.16
1 month 68.05
Extreme 68.05
79.7
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-0.29%+0.27%+4.81%+110.40% 24.76B
+0.73%+4.05%+12.95%+40.06% 68.2B
-3.78%+0.58%0.00%+33.24% 41.14B
+0.40%-2.44%-8.28%+13.80% 30.78B
-0.10%-1.22%+60.44%+190.60% 25.32B
-1.56%-6.18%-22.01%+77.74% 22.17B
-1.67%-1.03%-24.60% - 16.66B
-1.31%-1.48%+14.67%+54.08% 16.02B
-0.34%-2.20% - - 15.51B
-0.22%-2.48%+12.14%+130.42% 12.46B
Average -0.35%-0.96%+5.57%+81.29% 27.3B
Weighted average by Cap. -0.02%+0.27%+6.86%+67.67%

Financials

2026 *2027 *
Net sales 15.3B 13.41B 12.4B 11.4B 21.51B 1,476B 21.86B 148B 58.11B 722B 57.46B 56.21B 2,488B 16.1B 14.11B 13.04B 11.99B 22.63B 1,552B 22.99B 156B 61.12B 759B 60.44B 59.12B 2,616B
Net income 3.08B 2.7B 2.5B 2.3B 4.34B 297B 4.41B 29.88B 11.71B 146B 11.58B 11.33B 501B 3.09B 2.71B 2.5B 2.3B 4.34B 298B 4.41B 29.9B 11.72B 146B 11.59B 11.34B 502B
Net Debt 3.16B 2.77B 2.56B 2.35B 4.44B 304B 4.51B 30.57B 11.98B 149B 11.85B 11.59B 513B 7.29B 6.39B 5.91B 5.44B 10.26B 703B 10.42B 70.66B 27.7B 344B 27.39B 26.79B 1,186B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
20/07/26 $73.41 -0.29% 5,854,521
17/07/26 $73.62 -0.89% 2,937,808
16/07/26 $74.28 +0.32% 2,720,715
15/07/26 $74.04 +0.49% 2,450,832
14/07/26 $73.68 +0.64% 2,814,048
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
73.41USD
Average target price
89.83USD
Spread / Average Target
+22.36%

Quarterly revenue - Rate of surprise