Valuation: Synchrony Financial

Market Cap 24.5B 21.5B 20.03B 18.42B 34.53B 2,341B 35.12B 238B 92.99B 1,161B 91.99B 90B 4,011B P/E 2026 *
7.99x
P/E 2027 * 7.19x
Enterprise Value 28.64B 25.14B 23.41B 21.53B 40.36B 2,736B 41.05B 278B 109B 1,357B 108B 105B 4,689B EV / Sales 2026 *
1.88x
EV / Sales 2027 * 2.09x
Free-Float
38.86%
Yield 2026 *
1.7%
Yield 2027 * 1.88%
1 day+1.91%
1 week+5.87%
Current month+0.53%
1 month-2.45%
3 months+0.26%
6 months+4.13%
Current year-8.37%
1 week 70.65
Extreme 70.65
77.28
1 month 68.05
Extreme 68.05
79.01
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
+1.82%+5.87%+4.91%+121.02% 24.5B
+2.34%+1.36%-8.01%+27.75% 38.17B
+0.78%+3.57%-2.92%+19.41% 31.89B
+0.29%+0.55%+69.19%+187.11% 25.47B
-1.69%-5.84%-20.98%+73.93% 21.65B
-1.81%-1.72%+16.54%+54.32% 15.89B
-0.38%+1.06%+13.30%+126.32% 12.67B
-0.42%-1.39%+68.84%+111.72% 9.06B
+0.19%-0.43%-26.80% - 7.43B
+1.09%+3.21%+4.62%+36.55% 7.08B
Average +0.24%+0.15%+11.87%+84.23% 19.38B
Weighted average by Cap. +0.54%+0.06%+9.90%+79.10%

Financials

2026 *2027 *
Net sales 15.2B 13.34B 12.42B 11.43B 21.42B 1,452B 21.79B 147B 57.68B 720B 57.07B 55.83B 2,488B 16B 14.04B 13.08B 12.03B 22.55B 1,529B 22.94B 155B 60.73B 758B 60.08B 58.78B 2,620B
Net income 3.11B 2.73B 2.54B 2.33B 4.38B 297B 4.45B 30.12B 11.79B 147B 11.66B 11.41B 509B 3.05B 2.68B 2.5B 2.3B 4.3B 292B 4.38B 29.61B 11.59B 145B 11.47B 11.22B 500B
Net Debt 4.14B 3.63B 3.38B 3.11B 5.83B 395B 5.93B 40.13B 15.71B 196B 15.54B 15.2B 678B 8.9B 7.81B 7.28B 6.69B 12.54B 851B 12.76B 86.31B 33.78B 422B 33.42B 32.7B 1,457B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
28/07/26 $76.47 +1.53% 2,343,638
27/07/26 $75.31 +3.31% 4,631,356
24/07/26 $72.90 +1.57% 3,858,105
23/07/26 $71.77 -1.43% 3,648,896
22/07/26 $72.81 +0.83% 4,102,930
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
75.31USD
Average target price
88.96USD
Spread / Average Target
+18.12%

Quarterly revenue - Rate of surprise