Valuation: Synchrony Financial

Market Cap 23.69B 20.83B 19.35B 17.8B 33.38B 2,294B 33.98B 231B 90.26B 1,119B 88.92B 87B 3,881B P/E 2026 *
7.74x
P/E 2027 * 6.95x
Enterprise Value 27.82B 24.47B 22.73B 20.91B 39.21B 2,695B 39.91B 272B 106B 1,314B 104B 102B 4,560B EV / Sales 2026 *
1.83x
EV / Sales 2027 * 2.04x
Free-Float
39.16%
Yield 2026 *
1.76%
Yield 2027 * 1.95%
1 day-1.43%
1 week-3.07%
Current month-5.63%
1 month-5.20%
3 months-8.79%
6 months-8.10%
Current year-13.98%
1 week 70.65
Extreme 70.65
74.94
1 month 68.05
Extreme 68.05
79.7
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-1.43%-3.07%+1.57%+107.01% 23.69B
-1.93%+1.81%+9.16%+37.15% 68.32B
-4.91%-12.47%-20.12%+21.83% 38.03B
+0.69%+2.15%-7.36%+15.71% 31.09B
-3.17%-0.77%+60.14%+179.78% 25.82B
-2.46%-6.83%-20.64%+76.56% 21.9B
-0.70%-1.45%-24.98% - 16.07B
-0.62%-4.74%+9.71%+51.35% 15.3B
-1.70%-4.52% - - 15.18B
-0.83%-0.19%+12.57%+133.95% 12.63B
Average -1.65%-2.29%+2.23%+77.92% 26.8B
Weighted average by Cap. -1.90%-2.28%+2.67%+64.14%

Financials

2026 *2027 *
Net sales 15.2B 13.37B 12.42B 11.42B 21.42B 1,472B 21.81B 149B 57.93B 718B 57.07B 55.83B 2,491B 16B 14.08B 13.08B 12.03B 22.55B 1,550B 22.96B 156B 60.99B 756B 60.08B 58.78B 2,623B
Net income 3.1B 2.73B 2.53B 2.33B 4.37B 300B 4.45B 30.3B 11.82B 147B 11.64B 11.39B 508B 3.06B 2.69B 2.5B 2.3B 4.31B 296B 4.38B 29.86B 11.65B 144B 11.47B 11.23B 501B
Net Debt 4.14B 3.64B 3.38B 3.11B 5.83B 401B 5.94B 40.44B 15.77B 195B 15.54B 15.2B 678B 8.9B 7.83B 7.27B 6.69B 12.55B 862B 12.77B 86.98B 33.93B 421B 33.42B 32.7B 1,459B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
24/07/26 $71.77 -1.43% 3,643,936
22/07/26 $72.81 +0.83% 4,102,930
21/07/26 $72.21 -1.63% 8,283,462
20/07/26 $73.41 -0.29% 5,854,826
17/07/26 $73.62 -0.89% 2,937,808
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
72.81USD
Average target price
89.13USD
Spread / Average Target
+22.42%

Quarterly revenue - Rate of surprise