Valuation: Synchrony Financial

Market Cap 24.5B 21.54B 20.05B 18.42B 34.58B 2,350B 35.04B 238B 93.09B 1,160B 91.98B 90B 4,010B P/E 2026 *
8x
P/E 2027 * 7.18x
Enterprise Value 28.64B 25.18B 23.44B 21.53B 40.42B 2,747B 40.95B 279B 109B 1,356B 108B 105B 4,688B EV / Sales 2026 *
1.88x
EV / Sales 2027 * 2.09x
Free-Float
38.86%
Yield 2026 *
1.7%
Yield 2027 * 1.88%
1 day+3.31%
1 week+2.59%
Current month-0.97%
1 month-4.26%
3 months-1.88%
6 months+3.16%
Current year-9.73%
1 week 70.65
Extreme 70.65
75.39
1 month 68.05
Extreme 68.05
79.01
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
+3.31%+2.59%+3.31%+116.84% 24.5B
+3.51%-1.48%+14.73%+43.92% 67.97B
+3.37%-3.57%-10.07%+29.59% 38.17B
+1.15%+1.78%-2.19%+22.06% 31.89B
+0.76%-1.52%+65.07%+187.72% 25.47B
+2.55%-0.76%-20.38%+85.70% 21.65B
+0.62%-1.15%-24.12% - 16.26B
+0.57%+2.11%+20.47%+57.94% 15.89B
+2.53%-0.69% - - 15.41B
-0.26%-2.00%+13.95%+126.87% 12.67B
Average +1.23%-0.07%+6.75%+83.83% 26.99B
Weighted average by Cap. +1.62%-0.49%+7.68%+70.71%

Financials

2026 *2027 *
Net sales 15.2B 13.36B 12.44B 11.42B 21.45B 1,458B 21.73B 148B 57.75B 720B 57.06B 55.83B 2,488B 16B 14.07B 13.1B 12.03B 22.58B 1,535B 22.88B 156B 60.8B 758B 60.08B 58.78B 2,619B
Net income 3.1B 2.73B 2.54B 2.33B 4.38B 297B 4.43B 30.17B 11.78B 147B 11.64B 11.39B 508B 3.06B 2.69B 2.5B 2.3B 4.31B 293B 4.37B 29.73B 11.61B 145B 11.47B 11.23B 500B
Net Debt 4.14B 3.64B 3.39B 3.11B 5.84B 397B 5.92B 40.26B 15.72B 196B 15.54B 15.2B 677B 8.9B 7.83B 7.29B 6.69B 12.56B 854B 12.73B 86.59B 33.82B 422B 33.42B 32.7B 1,457B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
27/07/26 $75.31 +3.31% 4,631,356
24/07/26 $72.90 +1.57% 3,858,105
23/07/26 $71.77 -1.43% 3,648,896
22/07/26 $72.81 +0.83% 4,102,930
21/07/26 $72.21 -1.63% 8,283,462
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
75.31USD
Average target price
89.13USD
Spread / Average Target
+18.35%

Quarterly revenue - Rate of surprise