Valuation: Synchrony Financial

Market Cap 24.76B 21.64B 19.97B 18.41B 34.69B 2,385B 35.46B 239B 93.88B 1,168B 93B 90.96B 4,021B P/E 2026 *
7.89x
P/E 2027 * 7.01x
Enterprise Value 27.92B 24.4B 22.51B 20.75B 39.11B 2,689B 39.98B 269B 106B 1,317B 105B 103B 4,533B EV / Sales 2026 *
1.8x
EV / Sales 2027 * 1.97x
Free-Float
40.22%
Yield 2026 *
1.73%
Yield 2027 * 1.92%
1 day-0.89%
1 week+1.63%
Current month-3.20%
1 month-0.66%
3 months-6.03%
6 months-8.19%
Current year-11.76%
1 week 71.98
Extreme 71.985
75.16
1 month 68.05
Extreme 68.05
79.7
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Director

789 0.0002%
30/06/26 Free

Chairman

1,200 0.0004%
Change 5-day change 1-year change 3-year change Capi.($)
-0.89%+1.63%+4.89%+107.32% 24.76B
+1.80%+3.51%+14.40%+40.63% 68.2B
-2.42%+1.04%+5.52%+42.97% 41.14B
+0.84%-3.24%-8.51%+15.14% 30.78B
+1.19%-0.77%+55.78%+193.02% 25.32B
-0.23%-7.99%-21.77%+82.28% 22.17B
+3.11%+0.42%-23.63% - 16.66B
+1.01%-0.10%+15.55%+55.16% 16.02B
+1.39%-1.77% - - 15.51B
-0.22%-4.47%+12.39%+128.08% 12.46B
Average +0.60%-1.18%+6.07%+83.08% 27.3B
Weighted average by Cap. +0.54%-0.23%+7.80%+69.98%

Financials

2026 *2027 *
Net sales 15.52B 13.57B 12.52B 11.54B 21.75B 1,495B 22.23B 150B 58.85B 732B 58.3B 57.02B 2,520B 16.31B 14.25B 13.15B 12.12B 22.85B 1,570B 23.35B 157B 61.82B 769B 61.24B 59.9B 2,648B
Net income 3.08B 2.7B 2.49B 2.29B 4.32B 297B 4.42B 29.73B 11.69B 145B 11.58B 11.33B 501B 3.09B 2.7B 2.49B 2.29B 4.32B 297B 4.42B 29.75B 11.7B 146B 11.59B 11.34B 501B
Net Debt 3.16B 2.76B 2.54B 2.35B 4.42B 304B 4.52B 30.42B 11.96B 149B 11.85B 11.59B 512B 7.29B 6.37B 5.88B 5.42B 10.22B 702B 10.45B 70.31B 27.65B 344B 27.39B 26.79B 1,184B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
17/07/26 $73.62 -0.89% 2,937,808
16/07/26 $74.28 +0.32% 2,720,715
15/07/26 $74.04 +0.49% 2,450,832
14/07/26 $73.68 +0.64% 2,814,048
13/07/26 $73.21 +1.06% 5,135,464
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
73.62USD
Average target price
89.83USD
Spread / Average Target
+22.01%

Quarterly revenue - Rate of surprise