Valuation: OSB Group Plc

Market Cap 1.71B 2.26B 1.99B 1.88B 3.2B 217B 3.23B 22.52B 8.73B 111B 8.5B 8.31B 360B P/E 2026 *
6.73x
P/E 2027 * 6.06x
Enterprise Value 1.71B 2.26B 1.99B 1.88B 3.2B 217B 3.23B 22.52B 8.73B 111B 8.5B 8.31B 360B EV / Sales 2026 *
2.54x
EV / Sales 2027 * 2.45x
Free-Float
99.48%
Yield 2026 *
7.39%
Yield 2027 * 7.73%
1 day+4.37%
1 week+4.37%
Current month+4.37%
1 month+4.37%
3 months+7.82%
6 months-7.48%
Current year-10.60%
1 week 7.17
Extreme 7.17
7.17
1 month 7.17
Extreme 7.17
7.17
Current year 6.65
Extreme 6.65
8.08
1 year 6.65
Extreme 6.65
8.08
3 years 4.45
Extreme 4.45
8.08
5 years 4.45
Extreme 4.45
8.08
10 years 3.01
Extreme 3.01
8.08
Manager TitleAgeSince
Chief Executive Officer - 01/09/2026
Director of Finance/CFO - 10/05/2024
Chief Operating Officer - 01/09/2025
Director TitleAgeSince
Chairman 71 04/02/2020
Director/Board Member 67 04/01/2022
Director/Board Member 54 07/02/2023
Change 5-day change 1-year change 3-year change Capi.($)
+4.37%+4.37% - - 2.29B
-0.38%-0.13%+23.82%+165.92% 31.64B
-0.81%+0.08%+19.93%+23.73% 11.13B
-5.49%-4.40% - - 5.5B
-2.11%-8.50%+27.22%+187.69% 4.1B
+0.36%-2.93%+40.59%+116.14% 3.93B
-0.53%-1.05%-47.00%-2.50% 3.41B
-1.44%+3.91%-3.15%+22.54% 3.29B
+0.52%-0.74%-3.77%+38.44% 3.06B
-3.86%-3.48%+22.74%+59.05% 3.1B
Average -0.93%-0.34%+10.05%+76.38% 7.68B
Weighted average by Cap. -0.91%-0.32%+17.83%+111.63%

Financials

2026 *2027 *
Net sales 673M 890M 783M 738M 1.26B 85.43B 1.27B 8.86B 3.43B 43.48B 3.34B 3.27B 141B 700M 925M 814M 767M 1.31B 88.81B 1.32B 9.21B 3.57B 45.2B 3.47B 3.4B 147B
Net income 261M 345M 303M 286M 488M 33.1B 492M 3.43B 1.33B 16.85B 1.29B 1.27B 54.83B 275M 364M 320M 302M 515M 34.91B 519M 3.62B 1.4B 17.77B 1.37B 1.34B 57.81B
Net Debt - -
Logo OSB Group Plc
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Employees
2,431
Sector
Banks
Date Price Change Volume
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
5.060GBP
Average target price
6.594GBP
Spread / Average Target
+30.32%

Annual profits - Rate of surprise