Valuation: Capitec Limited

Market Cap 561B 34.37B 29.77B 27.75B 25.52B 48.18B 3,268B 48.72B 326B 128B 1,635B 129B 126B 5,416B P/E 2027 *
28x
P/E 2028 * 23.6x
Enterprise Value 561B 34.37B 29.77B 27.75B 25.52B 48.18B 3,268B 48.72B 326B 128B 1,635B 129B 126B 5,416B EV / Sales 2027 *
9.26x
EV / Sales 2028 * 8.08x
Free-Float
75.44%
Yield 2027 *
1.96%
Yield 2028 * 2.46%
1 day-0.84%
1 week+5.15%
Current month+2.68%
1 month+1.40%
3 months+12.58%
6 months+9.43%
Current year+16.47%
1 week 4,638.96
Extreme 4638.96
4,911.85
1 month 4,520.58
Extreme 4520.58
4,911.85
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,360
Extreme 3360
4,911.85
3 years 1,544.3
Extreme 1544.3
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap.
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-0.84%+5.15%+40.06%+168.33% 34.37B
-1.23%+2.22%+28.63%+24.50% 11.61B
-0.22%+4.87% - - 5.09B
+0.43%+2.05%+50.71%+90.62% 4.2B
-1.43%-11.80%-23.53%+0.54% 3.94B
+2.77%+5.90%+24.38%+217.71% 3.63B
-0.89%-1.00%-2.14%+37.17% 3.24B
-0.27%-5.56%-11.33%+15.85% 2.96B
+2.98%+11.73%+48.98%+83.32% 3.07B
-0.97%+6.43%+28.43% - 2.68B
Average +0.01%+0.76%+20.47%+79.76% 7.48B
Weighted average by Cap. -0.49%+2.11%+30.19%+114.38%

Financials

2027 *2028 *
Net sales 60.57B 3.71B 3.22B 3B 2.76B 5.21B 353B 5.26B 35.23B 13.83B 177B 13.95B 13.64B 585B 69.42B 4.26B 3.69B 3.44B 3.16B 5.97B 405B 6.03B 40.37B 15.84B 202B 15.98B 15.63B 670B
Net income 19.96B 1.22B 1.06B 988M 909M 1.72B 116B 1.73B 11.61B 4.56B 58.22B 4.6B 4.49B 193B 23.77B 1.46B 1.26B 1.18B 1.08B 2.04B 139B 2.07B 13.82B 5.43B 69.32B 5.47B 5.35B 230B
Net Debt - -
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,672
Sector
Banks
Date Price Change Volume
05/08/26 ZAR 4,840.38 -0.84% 189,445
04/08/26 ZAR 4,881.27 +1.48% 296,846
03/08/26 ZAR 4,809.86 +2.03% 235,915
31/07/26 ZAR 4,714.09 +1.17% 300,172
30/07/26 ZAR 4,659.72 +1.23% 219,439
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
4,840.38ZAR
Average target price
5,241.32ZAR
Spread / Average Target
+8.28%

Quarterly revenue - Rate of surprise