Valuation: Pepper Money Limited

Market Cap 804M 551M 494M 455M 413M 783M 51.65B 5.45B 2.17B 27.67B 2.07B 2.02B 87.48B P/E 2026 *
7.63x
P/E 2027 * 6.74x
Enterprise Value -589M -403M -362M -333M -303M -573M -37.81B -3.99B -1.59B -20.26B -1.51B -1.48B -64.04B EV / Sales 2026 *
-1.22x
EV / Sales 2027 * -1.47x
Free-Float
37.56%
Yield 2026 *
9.73%
Yield 2027 * 8.92%
1 day+0.56%
1 week+1.12%
Current month+3.15%
1 month+4.35%
3 months-0.83%
6 months+4.96%
Current year-16.67%
1 week 1.76
Extreme 1.755
1.82
1 month 1.64
Extreme 1.635
1.82
Current year 1.49
Extreme 1.49
2.44
1 year 1.49
Extreme 1.49
2.5
3 years 1.12
Extreme 1.12
2.58
5 years 1.1
Extreme 1.105
2.58
10 years 1.1
Extreme 1.105
2.86
Manager TitleAgeSince
Chief Executive Officer - 31/03/2017
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/01/2021
Director TitleAgeSince
Chairman 70 -
Director/Board Member - 01/01/2011
Chairman - 23/05/2024
Date Insider Type Main position Quantity % Market Cap. Importance
19/08/26 Free

Chief Executive Officer

338,401 0.0753%
19/08/26 Free

Chief Executive Officer

1,536,855 0.3421%
10/03/26 Exercice

Chief Executive Officer

936,780 0.2107%
Change 5-day change 1-year change 3-year change Capi.($)
+0.56%+1.12%-26.23%+53.85% 551M
-0.26%-0.63%-12.07%+109.52% 217B
-1.38%-6.17%-11.13%+87.26% 118B
-1.56%+9.78%-1.86%+43.03% 70.62B
-4.87%+4.63%-15.40%+73.47% 41.01B
+0.71%+5.32%-7.01%+16.01% 31.32B
+0.44%+7.27%+16.67%+147.55% 24.2B
-2.08%-4.63%-4.02%+142.48% 22.33B
-2.27%-2.39%-46.40%+135.88% 21.25B
+1.29%+8.98%+3.82%+57.04% 16.26B
Average -0.49%+3.10%-10.36%+86.61% 56B
Weighted average by Cap. -0.15%+0.78%-9.85%+91.04%

Financials

2026 *2027 *
Net sales 484M 331M 297M 274M 249M 471M 31.06B 3.28B 1.31B 16.64B 1.24B 1.22B 52.61B 501M 343M 308M 284M 257M 487M 32.16B 3.39B 1.35B 17.23B 1.29B 1.26B 54.47B
Net income 109M 74.58M 66.89M 61.64M 55.98M 106M 6.99B 738M 294M 3.75B 280M 274M 11.84B 122M 83.83M 75.17M 69.28M 62.92M 119M 7.86B 830M 331M 4.21B 315M 308M 13.31B
Net Debt -1.39B -954M -856M -789M -716M -1.36B -89.46B -9.44B -3.76B -47.93B -3.58B -3.5B -152B -1.54B -1.06B -948M -873M -793M -1.5B -99.09B -10.46B -4.17B -53.09B -3.97B -3.88B -168B
Projected Income Statement - Annual - Pepper Money Limited
Logo Pepper Money Limited
Pepper Money Limited is an Australia-based non-banking lender. The Company's segments include Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment includes both residential mortgages and commercial real estate and includes the revenues and direct expenses associated with the origination of residential mortgages in Australia and New Zealand and with the origination of small balance commercial real estate and self managed super fund (SMSF) loans in Australia, and its lending comprises residential prime and non-conforming mortgages. The Asset Finance segment is engaged in the ownership of loans secured over a range of assets, including new and used cars, caravans, small commercial equipment and novated leasing in Australia. The Loan and Other Servicing segment includes the servicing of loan portfolios for third parties conducted by the Company in Australia.
Employees
-
Date Price Change Volume
11/11/26 A$1.800 +0.56% 112,441
10/11/26 A$1.790 -1.10% 187,902
09/11/26 A$1.810 +1.97% 151,976
06/11/26 A$1.775 -1.11% 147,146
05/11/26 A$1.795 +0.84% 427,922
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
MarketScreener Ratings - Pepper Money Limited
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
1.790AUD
Average target price
2.150AUD
Spread / Average Target
+20.11%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Pepper Money Limited