Valuation: Provident Financial

Market Cap 172M 227M 203M 189M 324M 22.01B 327M 2.27B 889M 11.18B 853M 835M 35.97B P/E 2026 *
14.5x
P/E 2027 * 4.61x
Enterprise Value 172M 227M 203M 189M 324M 22.01B 327M 2.27B 889M 11.18B 853M 835M 35.97B EV / Sales 2026 *
0.36x
EV / Sales 2027 * 0.33x
Free-Float
88.93%
Yield 2026 *
1.46%
Yield 2027 * 5.5%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 226M
+1.27%+1.99%-4.85%+107.03% 205B
+1.78%+2.53%-5.91%+111.39% 120B
+2.80%-1.75%-27.50%+44.65% 32.39B
-2.02%-1.33%-15.97%+4.49% 28.81B
-2.85%-6.50%+37.97%+148.99% 23.03B
+2.49%+3.09%+3.87%+151.09% 23.4B
-0.32%-1.45%-44.29%+90.83% 20.23B
-1.60%-4.40%-5.26%+26.71% 13.86B
+1.23%+0.48%-3.20%+48.59% 11.26B
Average +0.32%-0.52%-7.24%+81.53% 53.18B
Weighted average by Cap. +0.34%+0.16%-6.47%+97.52%

Financials

2026 *2027 *
Net sales 482M 638M 569M 531M 908M 61.74B 917M 6.38B 2.49B 31.37B 2.39B 2.34B 101B 516M 682M 609M 568M 971M 66.02B 980M 6.82B 2.67B 33.55B 2.56B 2.5B 108B
Net income 15M 19.82M 17.7M 16.51M 28.23M 1.92B 28.5M 198M 77.54M 976M 74.42M 72.81M 3.14B 40.23M 53.17M 47.48M 44.29M 75.71M 5.15B 76.45M 532M 208M 2.62B 200M 195M 8.41B
Net Debt - -
Projected Income Statement - Annual - Provident Financial
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Ratings Surperformance© - Provident Financial
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.6840GBP
Average target price
1.375GBP
Spread / Average Target
+101.02%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - Provident Financial