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XTM Inc. Stock

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CA98388T1021

Business Support Services

OTC Markets Traded

Market Closed - Canadian Securities Exchange 21:17:43 13/02/2026 +04			5-day change	1st Jan Change
0.0100 ^CAD	-.--%		-.--%	-50.00%

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-28	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI

XTM Inc. operates a fintech business leveraging technology to transform how workers access and manage their pay. Through its AnyDay platform, the Company provides businesses with automated tip pooling, instant payouts, and Earned Wage Access (EWA) solutions that empower employees with financial flexibility and control. Through its AnyDay product, a mobile and enterprise software solution specifically designed to provide earned wages to employees, on demand, via a mobile wallet, accessible via the Internet or by a free mobile app paired with a chip and pin EMV Mastercard debit card, its solution includes free banking features and is used by employees in Canada and the United States. It supports various brands, including Earls, Marriott Hotels, Maple Leaf Sports & Entertainment, Cactus Club, and Live Nation. The Company serves the hospitality, healthcare, casinos and manufacturing industries.

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Market Cap	5.58M 4.05M 3.48M 3.27M 2.99M 383M 5.63M 38.69M 15.07M 196M 15.21M 14.88M 630M	P/E 2023	-1.07x	P/E 2024	-0.7x
Enterprise Value	21.23M 15.4M 13.25M 12.43M 11.37M 1.46B 21.4M 147M 57.27M 744M 57.82M 56.56M 2.4B	EV / Sales 2023	3.36x	EV / Sales 2024	3.57x
Free-Float	75.27%	Yield 2023 *	-	Yield 2024	-

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-28	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI
02-20	XTM Inc. Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	CI
01-13	Xtm Inc. Announces Board Changes	CI
12-02	XTM Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI
24/10/25	Everyday People Financial, XTM to Integrate Canadian Payments Operation	MT
24/10/25	Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation	CI
30/08/25	XTM Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025	CI
31/05/25	XTM Inc. Reports Earnings Results for the First Quarter Ended March 31, 2025	CI
07/05/25	XTM Inc. Reports Earnings Results for the Full Year Ended December 31, 2024	CI
07/05/25	XTM Inc. Auditor Raises 'Going Concern' Doubt	CI
29/04/25	XTM Sells QRails Processing Technology for US$3 Million	MT
29/04/25	Xtm Signs Definitive Asset Purchase Agreement	RE

05-07	Canadian Investment Regulatory Organization Trading Halt - PAID	AQ
04-28	XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid	AQ
04-17	XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process	AQ
03-02	XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations	AQ
02-20	XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	BU

Current year	0		0.04
1 year	0		0.04
3 years	0		0.2
5 years	0		0.56
10 years	0		0.68

Manager	Title	Age	Since
Marilyn Schaffer CEO	Chief Executive Officer	65	01/12/2005
Jakob Ripshtein DFI	Director of Finance/CFO	60	03/10/2024
Avneet Sandhu CMP	Compliance Officer	-	-

XTM Inc. Stock

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PAID

CA98388T1021

Business Support Services

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Director	Title	Age	Since
Marilyn Schaffer CHM	Chairman	65	01/12/2005
Keith McKenzie BRD	Director/Board Member	-	12/10/2022
Keith Nugara BRD	Director/Board Member	-	13/01/2026

Date	Insider	Type	Main position	Quantity	% Market Cap.
03/11/25	Olga Balanovskaya	Buy	Director	1,000,000	0.4240%
03/11/25	Olga Balanovskaya	Tax	Director	1,000,000	0.4240%
23/01/25	Olga Balanovskaya	Tax	Director	1,500,000	0.7111%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
XTM INC.	-.--%	-.--%	-75.00%	-92.00%	2.31M
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FISERV, INC.	+1.44%	+0.29%	-61.45%	-57.06%	28.04B
CORPAY, INC.	+0.79%	+3.97%	+31.41%	+53.81%	27.56B
GLOBAL PAYMENTS INC.	-1.12%	-1.05%	+5.77%	-29.04%	24.28B
ONE97 COMMUNICATIONS LIMITED	+3.18%	+2.28%	+36.05%	+97.09%	11.09B
PAYPAY CORPORATION	+7.63%	+11.38%	-	-	11.47B
EDENRED SE	+0.67%	-1.74%	+26.21%	-48.70%	8.05B
Average	+1.77%	-3.25%	-4.16%	+1.05%	90.44B
Weighted average by Cap.	+0.52%	-0.49%	+5.63%	+42.69%

	2023	2024
Net sales	6.78M 4.91M 4.23M 3.97M 3.63M 465M 6.83M 46.93M 18.28M 237M 18.45M 18.05M 765M	9.09M 6.59M 5.67M 5.32M 4.87M 623M 9.16M 62.98M 24.53M 319M 24.76M 24.22M 1.03B
Net income	-16.08M -11.66M -10.04M -9.42M -8.62M -1.1B -16.21M -111M -43.39M -564M -43.8M -42.85M -1.81B	-22.94M -16.64M -14.32M -13.44M -12.29M -1.57B -23.12M -159M -61.9M -804M -62.49M -61.12M -2.59B
Net Debt	3.97M 2.88M 2.47M 2.32M 2.12M 272M 4M 27.47M 10.7M 139M 10.8M 10.57M 448M	15.64M 11.35M 9.76M 9.16M 8.38M 1.07B 15.77M 108M 42.21M 548M 42.61M 41.68M 1.77B