Valuation: AmeriServ Financial, Inc.

Market Cap 78.66M 70.23M 64.44M 58.62M 110M 7.45B 112M 770M 310M 3.93B 295M 289M 12.41B P/E 2024
12.8x
P/E 2025 9.39x
Enterprise Value 95.97M 85.68M 78.62M 71.52M 134M 9.09B 137M 939M 379M 4.8B 360M 353M 15.15B EV / Sales 2024
2.42x
EV / Sales 2025 1.27x
Free-Float
47.09%
Yield 2024
4.48%
Yield 2025 3.76%
1 day-5.70%
1 week-0.43%
Current month-5.70%
1 month-0.32%
3 months+1.31%
6 months+16.62%
Current year+45.14%
1 week 4.5
Extreme 4.5001
4.98
1 month 4.17
Extreme 4.17
4.98
Current year 3.1
Extreme 3.1
5.38
1 year 2.96
Extreme 2.96
5.38
3 years 2.03
Extreme 2.03
5.38
5 years 2.03
Extreme 2.03
5.38
10 years 0
Extreme 0
5.38
Manager TitleAgeSince
Chief Executive Officer 63 09/01/2015
Chief Investment Officer - 18/05/2026
Chief Tech/Sci/R&D Officer - -
Director TitleAgeSince
Director/Board Member 67 01/01/1997
Chairman 65 22/06/2023
Director/Board Member 72 01/01/1984
Date Insider Type Main position Quantity % Market Cap. Importance
08/10/26 Other

Controller/Auditor

0 0%
08/10/26 Other

Chairman

0 0%
08/10/26 Other

Director

0 0%
Change 5-day change 1-year change 3-year change Capi.($)
-5.70%-0.43%+51.80%+78.08% 78.66M
+1.05%+1.96%+9.47%+140.83% 904B
-0.45%+1.84%+25.45%+103.15% 438B
-1.93%-1.71%+9.52%+124.24% 385B
-0.30%+1.10%+27.33%+122.20% 349B
-0.88%-1.88%-7.26%+79.47% 342B
-0.17%-3.47%+29.71%+108.19% 315B
-0.81%-1.67%+18.78%+110.86% 295B
+0.80%+0.69%+39.30%+149.33% 284B
+2.99%+3.92%-1.24%+112.02% 258B
Average -1.07%+0.32%+20.29%+112.84% 357.01B
Weighted average by Cap. -0.55%+0.79%+15.73%+119.95%

Financials

2024 2025
Net sales 53.14M 47.44M 43.54M 39.6M 74.25M 5.03B 75.73M 520M 210M 2.66B 199M 195M 8.39B 55.13M 49.22M 45.17M 41.09M 77.03M 5.22B 78.57M 539M 217M 2.75B 207M 203M 8.7B
Net income 3.6M 3.21M 2.95M 2.68M 5.03M 341M 5.13M 35.24M 14.2M 180M 13.51M 13.23M 568M 5.61M 5.01M 4.6M 4.18M 7.84M 531M 8M 54.92M 22.14M 280M 21.06M 20.61M 886M
Net Debt 84.14M 75.12M 68.94M 62.71M 118M 7.97B 120M 823M 332M 4.2B 316M 309M 13.28B 17.31M 15.45M 14.18M 12.9M 24.18M 1.64B 24.67M 169M 68.27M 865M 64.96M 63.57M 2.73B
Projected Income Statement - Annual - AmeriServ Financial, Inc.
Logo AmeriServ Financial, Inc.
AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank (the Bank). The Bank provides full-service banking and wealth management services through 16 community offices in southwestern Pennsylvania and Hagerstown, Maryland. The Bank also operates loan production offices in Altoona and Monroeville, Pennsylvania. The Bank provides retail banking services, such as demand, savings and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money orders; and lending, depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, and others. AmeriServ Wealth and Capital Management is a division of the Bank.
Employees
285
Sector
Banks
Date Price Change Volume
02/11/26 $4.630 -5.70% 43,437
30/10/26 $4.910 -0.41% 18,782
29/10/26 $4.930 +0.61% 1,264
28/10/26 $4.900 +4.70% 34,456
27/10/26 $4.680 +0.65% 17,710
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