Valuation: CalBank PLC

Market Cap 3.26B 279M 243M 226M 207M 391M 26.63B 397M 2.66B 1.04B 13.26B 1.05B 1.02B 44.46B P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 3.68B 315M 273M 255M 234M 441M 30.03B 448M 3B 1.18B 14.95B 1.18B 1.16B 50.13B EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day-3.75%
1 week-2.53%
Current month-1.28%
1 month-1.28%
3 months-13.48%
6 months-4.94%
Current year+20.31%
1 week 0.77
Extreme 0.77
0.8
1 month 0.77
Extreme 0.77
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
-3.75%-2.53%+45.28%+20.31% 280M
+0.27%+0.54%+17.41%+124.20% 933B
+0.36%+1.09%+29.17%+94.20% 433B
-1.70%+4.74%+24.13%+100.80% 409B
-0.69%+3.21%+70.19%+143.66% 366B
-1.60%+5.38%+12.45%+105.58% 321B
-0.33%-0.54%+65.03%+124.44% 292B
-0.54%+3.77%+20.31%+92.66% 276B
+1.19%+0.30%+5.71%+87.36% 258B
+1.30%-4.77%+70.94%+214.35% 249B
Average -0.52%+1.40%+36.06%+110.76% 353.75B
Weighted average by Cap. -0.13%+1.53%+31.71%+119.34%

Financials

2024 2025
Net sales 996M 85.23M 74.09M 68.96M 63.31M 120M 8.14B 121M 813M 319M 4.05B 320M 313M 13.58B 1.08B 92.42M 80.34M 74.78M 68.66M 130M 8.82B 132M 882M 346M 4.39B 347M 339M 14.73B
Net income 268M 22.92M 19.92M 18.54M 17.02M 32.15M 2.19B 32.65M 219M 85.78M 1.09B 86.06M 84.17M 3.65B 305M 26.1M 22.69M 21.12M 19.39M 36.61M 2.49B 37.18M 249M 97.7M 1.24B 98.02M 95.87M 4.16B
Net Debt 690M 59.08M 51.36M 47.8M 43.89M 82.88M 5.64B 84.16M 563M 221M 2.81B 222M 217M 9.41B 416M 35.61M 30.96M 28.81M 26.45M 49.96M 3.4B 50.73M 340M 133M 1.69B 134M 131M 5.67B
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
31/07/26 GHS 0.7900 +2.60% 257,982
30/07/26 GHS 0.7700 -3.75% 221,179
29/07/26 GHS 0.8000 +2.56% 158,216
28/07/26 GHS 0.7800 -1.27% 369,874
27/07/26 GHS 0.7900 -1.25% 240,015
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7700GHS
Average target price
0.8600GHS
Spread / Average Target
+11.69%

Annual profits - Rate of surprise