Valuation: Chime Financial, Inc.

Market Cap 10.32B 9.17B 8.56B 7.8B 14.71B 992B 14.84B 104B 40.12B 507B 38.73B 37.89B 1,627B P/E 2026 *
58.7x
P/E 2027 * 29.8x
Enterprise Value 9.41B 8.36B 7.81B 7.12B 13.42B 905B 13.55B 94.48B 36.61B 463B 35.35B 34.58B 1,485B EV / Sales 2026 *
3.4x
EV / Sales 2027 * 2.6x
Free-Float
84.67%
Yield 2026 *
-
Yield 2027 * -
1 day+1.51%
1 week+1.76%
Current month+2.29%
1 month-18.44%
3 months+30.57%
6 months+41.63%
Current year+8.26%
1 week 25.92
Extreme 25.92
27.72
1 month 25.92
Extreme 25.92
35.55
Current year 15.88
Extreme 15.88
35.55
1 year 15.88
Extreme 15.88
35.55
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 57 07/08/2026
Chief Operating Officer - 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap. Importance
16/09/26
Crosslink Capital, Inc.
SellCompany -256,837 0.0756%
15/09/26 Exercice

General Counsel

222,002 0.0654%
14/09/26
DST Global Ltd. /GB/
SellCompany -3,216,189 0.9473%
Change 5-day change 1-year change 3-year change Capi.($)
+1.51%+1.76%+29.82% - 10.32B
+1.43%-5.58%-22.62%+1,058.68% 101B
-0.60%+1.92%-58.78%-45.72% 75.11B
+0.44%-1.84%-40.98%+21.88% 30.53B
+0.48%-1.05%-8.60%+246.06% 23.88B
-1.33%-3.45%-25.79%+84.59% 22.12B
-2.00%-8.71%-45.73% - 20.73B
+2.21%-1.69%+18.93%-5.57% 17.87B
-1.99%-8.39%-51.18%-40.19% 16.73B
-4.00%-8.67%-38.54%+78.90% 14.32B
Average -0.23%-3.78%-24.35%+174.83% 33.3B
Weighted average by Cap. -0.09%-3.25%-31.37%+373.09%

Financials

2026 *2027 *
Net sales 2.77B 2.46B 2.3B 2.09B 3.95B 266B 3.99B 27.81B 10.78B 136B 10.4B 10.18B 437B 3.35B 2.98B 2.78B 2.53B 4.77B 322B 4.82B 33.6B 13.02B 165B 12.57B 12.3B 528B
Net income 183M 162M 152M 138M 261M 17.57B 263M 1.83B 711M 8.98B 686M 671M 28.83B 370M 329M 307M 280M 527M 35.56B 532M 3.71B 1.44B 18.18B 1.39B 1.36B 58.34B
Net Debt -902M -802M -748M -682M -1.29B -86.73B -1.3B -9.05B -3.51B -44.34B -3.39B -3.31B -142B -1.6B -1.42B -1.33B -1.21B -2.29B -154B -2.31B -16.09B -6.24B -78.81B -6.02B -5.89B -253B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
02/10/26 $27.25 +1.51% 3,918,822
01/10/26 $26.85 +0.77% 4,375,327
30/09/26 $26.64 +0.45% 5,189,582
29/09/26 $26.52 -0.64% 4,543,572
28/09/26 $26.69 -0.34% 4,638,272
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
27.25USD
Average target price
39.41USD
Spread / Average Target
+44.62%

Quarterly revenue - Rate of surprise

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