Valuation: Instabank ASA

Market Cap 2.28B 239M 210M 199M 180M 336M 22.93B 341M 2.38B 918M 11.71B 897M 878M 37.45B P/E 2026 *
13.6x
P/E 2027 * 10.3x
Enterprise Value 2.28B 239M 210M 199M 180M 336M 22.93B 341M 2.38B 918M 11.71B 897M 878M 37.45B EV / Sales 2026 *
2.69x
EV / Sales 2027 * 2.16x
Free-Float
33.78%
Yield 2026 *
1.82%
Yield 2027 * 2.92%
1 day+0.82%
1 week-0.20%
Current month-2.76%
1 month-1.59%
3 months+22.58%
6 months+23.50%
Current year+44.02%
1 week 4.76
Extreme 4.76
4.95
1 month 4.74
Extreme 4.74
5.2
Current year 3.4
Extreme 3.4
5.24
1 year 2.97
Extreme 2.97
5.24
3 years 1.46
Extreme 1.455
5.24
5 years 1.46
Extreme 1.455
5.24
10 years 0.5
Extreme 0.5
5.24
Manager TitleAgeSince
Chief Executive Officer 57 01/01/2016
Director of Finance/CFO - 01/09/2018
Compliance Officer - 01/01/2025
Director TitleAgeSince
Director/Board Member 70 -
Chairman 56 -
Director/Board Member 59 -
Date Insider Type Main position Quantity % Market Cap. Importance
22/12/25 Buy

Compliance Officer

14,792 0.0033%
24/11/25 Buy

Compliance Officer

7,783 0.0018%
24/11/25 Buy

Chief Executive Officer

264,241 0.0597%
Change 5-day change 1-year change 3-year change Capi.($)
+0.82%-0.20%+64.12%+226.07% 238M
+0.46%+3.89%+25.87%+127.26% 352B
-1.87%-2.76%-4.24%+38.06% 99.33B
+1.56%+1.99%+17.06%+52.50% 80.06B
-1.37%-1.40%+6.16%+55.98% 62.04B
-0.62%-0.06%-12.55%+9.35% 56.37B
-1.02%-2.53%+13.52%+107.44% 47.25B
-0.40%-1.19%-18.36%-29.86% 42.8B
-0.31%-0.87%-11.44%+2.56% 40.19B
-0.43%-3.28%+25.62%+140.45% 36.62B
Average -0.32%-0.23%+10.58%+72.98% 81.72B
Weighted average by Cap. -0.14%+1.20%+12.33%+80.66%

Financials

2026 *2027 *
Net sales 847M 88.8M 78.08M 73.82M 66.99M 125M 8.52B 127M 883M 341M 4.35B 333M 326M 13.92B 1.05B 111M 97.21M 91.9M 83.4M 156M 10.61B 158M 1.1B 425M 5.42B 415M 406M 17.33B
Net income 167M 17.53M 15.41M 14.57M 13.23M 24.67M 1.68B 24.98M 174M 67.35M 859M 65.8M 64.38M 2.75B 226M 23.7M 20.84M 19.7M 17.88M 33.35M 2.27B 33.77M 236M 91.07M 1.16B 88.97M 87.04M 3.71B
Net Debt - -
Logo Instabank ASA
Instabank ASA is a Norway-based company, which is primarily engaged in the financial services industry. The Company operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The Company is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The Company distributes products and services primarily through the bank’s Website and via agents. The Company is primarily owned by Norwegian investors.
Employees
69
Sector
Banks
Date Price Change Volume
28/09/26 NOK 4.940 +0.82% 310,281
25/09/26 NOK 4.900 +2.08% 292,993
24/09/26 NOK 4.800 +0.84% 685,132
23/09/26 NOK 4.760 -1.86% 761,598
22/09/26 NOK 4.850 -0.61% 102,510
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
4.940NOK
Average target price
4.800NOK
Spread / Average Target
-2.83%

Quarterly revenue - Rate of surprise

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