Valuation: Instabank ASA

Market Cap 2.28B 244M 217M 201M 182M 343M 22.98B 347M 2.41B 945M 12.08B 914M 895M 38.49B P/E 2026 *
13.6x
P/E 2027 * 10.3x
Enterprise Value 2.28B 244M 217M 201M 182M 343M 22.98B 347M 2.41B 945M 12.08B 914M 895M 38.49B EV / Sales 2026 *
2.7x
EV / Sales 2027 * 2.17x
Free-Float
33.78%
Yield 2026 *
1.82%
Yield 2027 * 2.92%
1 day-0.20%
1 week+0.20%
1 month+1.43%
3 months+3.34%
6 months+21.92%
Current year+44.31%
1 week 4.86
Extreme 4.86
4.98
1 month 4.7
Extreme 4.7
5.1
Current year 3.4
Extreme 3.4
5.24
1 year 3.1
Extreme 3.1
5.24
3 years 1.46
Extreme 1.455
5.24
5 years 1.46
Extreme 1.455
5.24
10 years 0.5
Extreme 0.5
5.24
Manager TitleAgeSince
Chief Executive Officer 57 01/01/2016
Director of Finance/CFO - 01/09/2018
Compliance Officer - 01/01/2025
Director TitleAgeSince
Director/Board Member 70 -
Chairman 56 -
Director/Board Member 59 -
Date Insider Type Main position Quantity % Market Cap. Importance
22/12/25 Buy

Compliance Officer

14,792 0.0033%
24/11/25 Buy

Director

165,947 0.0375%
24/11/25 Buy

Compliance Officer

7,783 0.0018%
Change 5-day change 1-year change 3-year change Capi.($)
-0.20%+0.20%+54.21%+230.00% 243M
-0.02%-0.03%+12.82%+134.48% 890B
-0.67%-3.83%+24.16%+97.86% 429B
-1.26%-2.35%+13.50%+134.63% 380B
+0.28%-1.19%-1.44%+93.01% 351B
0.00%-1.95%+25.22%+118.79% 336B
-0.16%-1.14%+39.68%+123.90% 322B
+0.97%-1.69%+41.99%+127.08% 317B
+1.23%+2.75%+38.05%+155.49% 276B
-0.32%+0.21%+50.00%+179.53% 238B
Average -0.01%-1.22%+29.82%+139.48% 354B
Weighted average by Cap. -0.05%-0.92%+23.56%+127.52%

Financials

2026 *2027 *
Net sales 847M 90.3M 80.47M 74.5M 67.42M 127M 8.52B 129M 893M 350M 4.48B 339M 332M 14.27B 1.05B 112M 100M 92.75M 83.94M 158M 10.61B 160M 1.11B 436M 5.58B 422M 413M 17.77B
Net income 167M 17.83M 15.89M 14.71M 13.31M 25.08M 1.68B 25.37M 176M 69.19M 884M 66.88M 65.48M 2.82B 226M 24.1M 21.48M 19.89M 18M 33.91M 2.27B 34.31M 238M 93.56M 1.2B 90.42M 88.54M 3.81B
Net Debt - -
Projected Income Statement - Annual - Instabank ASA
Logo Instabank ASA
Instabank ASA is a Norway-based company, which is primarily engaged in the financial services industry. The Company operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The Company is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The Company distributes products and services primarily through the bank’s Website and via agents. The Company is primarily owned by Norwegian investors.
Employees
69
Sector
Banks
Date Price Change Volume
21/10/26 NOK 4.950 -0.20% 73,010
20/10/26 NOK 4.960 +0.40% 24,719
19/10/26 NOK 4.940 +0.82% 79,965
16/10/26 NOK 4.900 0.00% 58,582
15/10/26 NOK 4.900 -0.81% 20,337
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
4.950NOK
Average target price
4.800NOK
Spread / Average Target
-3.03%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Instabank ASA
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