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Valuation: SALAFIN

Market Cap 1.44B 155M 134M 124M 116M 217M 14.83B 221M 1.48B 572M 7.15B 582M 569M 24.86B P/E Ratio 2024
18.3x
P/E Ratio 2025 17.1x
Enterprise Value 3.02B 325M 282M 260M 244M 456M 31.15B 465M 3.1B 1.2B 15.01B 1.22B 1.19B 52.2B EV / Sales 2024
4.5x
EV / Sales 2025 4.69x
Free-Float
28.55%
Yield 2024
2.69%
Yield 2025 5.66%
Manager TitleAgeSince
Chief Executive Officer - 01/01/2015
Director of Finance/CFO - 01/01/1997
Chief Operating Officer - 01/01/1997
Director TitleAgeSince
Director/Board Member - -
Director/Board Member 71 26/09/2011
Director/Board Member - -
Change 5-day change 1-year change 3-year change Capi.($)
-.--%-.--% - - 165M
+7.10%+3.79%+2.60%+50.06% 35.48B
-1.15%-5.15%-17.67%+12.18% 27.85B
+3.98%+5.25%+19.04%+114.69% 23.4B
-1.21%-2.87%+26.61%+212.63% 22.16B
+5.04%-0.06%+15.84%+103.79% 20.36B
-1.32%-1.18%-11.09%+36.34% 13.18B
-0.30%-10.20%+13.17%+158.78% 12.22B
+1.35%+2.37%+70.87%+133.25% 9.28B
+0.12%-0.96%-34.11% - 7.24B
Average +1.32%-1.99%+9.47%+102.72% 19.02B
Weighted average by Cap. +2.17%-2.38%+8.08%+93.21%

Financials

2024 2025
Net sales 678M 73.06M 63.4M 58.44M 54.76M 102M 7B 104M 697M 270M 3.37B 274M 268M 11.72B 690M 74.36M 64.53M 59.48M 55.73M 104M 7.12B 106M 710M 275M 3.43B 279M 273M 11.93B
Net income 93.15M 10.04M 8.71M 8.03M 7.53M 14.06M 962M 14.36M 95.82M 37.1M 463M 37.7M 36.89M 1.61B 96.12M 10.36M 8.99M 8.29M 7.77M 14.51M 992M 14.81M 98.88M 38.28M 478M 38.9M 38.06M 1.66B
Net Debt 1.33B 144M 125M 115M 108M 201M 13.77B 206M 1.37B 531M 6.64B 540M 528M 23.09B 1.58B 170M 148M 136M 128M 239M 16.31B 244M 1.63B 629M 7.86B 639M 626M 27.34B
Logo SALAFIN
Salafin specializes in consumer credit and lease purchase. At the end of 2018, current loans amounted to MAD 3,743 million. Products and services are marketed through an own network of 16 branches located in Morocco, the Banque Marocaine du Commerce Extérieur (BMCE) branches network and through automotive dealers.
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