Company Valuation: SLM Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,767 4,153 4,326 5,856 5,494 4,249 - -
Change - -27.98% 4.17% 35.36% -6.18% -22.66% - -
Enterprise Value (EV) 1 27,981 26,064 26,907 28,491 7,114 4,501 4,501 4,501
Change - -6.85% 3.24% 5.88% -75.03% -36.74% 0% 0%
P/E 5.45x 9.43x 7.93x 10.3x 7.82x 7.25x 6.72x 5.97x
PBR 2.55x 2.51x 2.24x 2.69x 2.2x 1.82x 1.63x 1.55x
PEG - -0.2x 0.2x 0.9x 0.3x -0.73x 0.86x 0.5x
Capitalization / Revenue 4.13x 2.79x 2.77x 3.95x 3.66x 2.98x 2.94x 2.83x
EV / Revenue 20.1x 17.5x 17.2x 19.2x 4.74x 3.15x 3.11x 3x
EV / EBITDA - - 23x 22.8x 7.14x 5.57x 5.48x 5.31x
EV / EBIT 18.6x 20.6x 23.9x 23.6x 5.36x 5.61x 5.44x 5.32x
EV / FCF - - - 48.2x 8.26x 7.54x 7.47x -
FCF Yield - - - 2.07% 12.1% 13.3% 13.4% -
Dividend per Share 2 0.2 0.44 0.44 0.46 0.52 0.52 0.5371 0.59
Rate of return 1.02% 2.65% 2.3% 1.67% 1.92% 2.3% 2.38% 2.61%
EPS 2 3.61 1.76 2.41 2.68 3.46 3.118 3.363 3.789
Distribution rate 5.54% 25% 18.3% 17.2% 15% 16.7% 16% 15.6%
Net sales 1 1,395 1,489 1,562 1,481 1,502 1,427 1,446 1,499
EBITDA 1 - - 1,169 1,251 996.1 808.7 821.1 847.4
EBIT 1 1,507 1,264 1,124 1,207 1,326 802.4 827.4 845.2
Net income 1 1,156 460 563.7 590 729.1 599.3 598.5 626
Net Debt 1 22,214 21,910 22,581 22,635 1,620 251.1 251.1 251.1
Reference price 2 19.67 16.60 19.12 27.58 27.06 22.61 22.61 22.61
Nbr of stocks (in thousands) 293,177 250,197 226,271 212,330 203,039 187,947 - -
Announcement Date 26/01/22 01/02/23 24/01/24 23/01/25 22/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
7.25x3.15x5.57x2.3% 4.25B
17.09x - - 1.26% 204B
11.79x2.36x3.87x1.66% 119B
22.88x15.83x - 0.76% 61.24B
35.76x4.96x16.99x-.--% 33.89B
22.68x4.95x24.52x0.08% 28.77B
7.57x1.81x3.4x1.79% 23.27B
15.8x11.33x21.25x1.26% 23.04B
26.72x3.55x10.68x-.--% 20.46B
Average 18.62x 5.99x 12.33x 1.01% 57.58B
Weighted average by Cap. 17.90x 6.21x 10.10x 1.13%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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  2. Stocks
  3. SLM Stock
  4. Valuation SLM Corporation