Valuation: Community Financial System, Inc.

Market Cap 3.15B 2.77B 2.63B 2.37B 4.47B 302B 4.53B 31.42B 12.09B 154B 11.82B 11.56B 495B P/E 2026 *
12.9x
P/E 2027 * 11.5x
Enterprise Value 3.15B 2.77B 2.63B 2.37B 4.47B 302B 4.53B 31.42B 12.09B 154B 11.82B 11.56B 495B EV / Sales 2026 *
3.51x
EV / Sales 2027 * 3.26x
Free-Float
94.8%
Yield 2026 *
3.18%
Yield 2027 * 3.25%
1 day-0.79%
1 week-2.32%
Current month-5.52%
1 month-5.52%
3 months-11.67%
6 months+2.82%
Current year+3.21%
1 week 59.26
Extreme 59.26
61.7
1 month 59.26
Extreme 59.26
64.2
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 01/01/2024
Director of Finance/CFO 48 31/03/2025
Chief Operating Officer - 01/07/2022
Director TitleAgeSince
Director/Board Member 60 26/02/2010
Director/Board Member 60 26/02/2010
Director/Board Member 59 26/02/2010
Date Insider Type Main position Quantity % Market Cap. Importance
17/09/26 Free

Director

347 0.0007%
17/09/26 Other

Director

396 0.0008%
09/09/26 Buy

Director

400 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
-0.54%-2.32%+1.10%+41.39% 3.15B
-0.66%-1.43%+5.47%+131.40% 890B
+0.78%+2.25%+34.55%+104.51% 412B
-0.57%-2.35%+6.00%+104.81% 384B
+0.61%+2.00%+26.05%+127.05% 356B
-0.82%-1.12%+43.31%+134.07% 341B
+1.34%+0.77%+31.28%+122.17% 332B
+1.16%+1.08%+43.85%+122.08% 301B
-1.13%-0.45%+36.54%+141.54% 276B
+3.01%+2.21%+59.00%+191.68% 256B
Average +0.32%-0.75%+28.72%+122.07% 355.25B
Weighted average by Cap. +0.22%-1.25%+26.54%+128.63%

Financials

2026 *2027 *
Net sales 896M 789M 748M 675M 1.27B 85.91B 1.29B 8.94B 3.44B 43.92B 3.36B 3.29B 141B 964M 849M 805M 726M 1.37B 92.47B 1.39B 9.63B 3.7B 47.27B 3.62B 3.54B 152B
Net income 246M 216M 205M 185M 349M 23.55B 353M 2.45B 943M 12.04B 922M 902M 38.59B 275M 242M 229M 207M 390M 26.34B 395M 2.74B 1.06B 13.47B 1.03B 1.01B 43.18B
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
30/09/26 $59.29 -0.91% 57,627
29/09/26 $59.83 -1.09% 225,763
28/09/26 $60.49 -1.75% 234,304
25/09/26 $61.57 +1.37% 413,586
24/09/26 $60.74 +0.08% 250,340
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
59.83USD
Average target price
70.17USD
Spread / Average Target
+17.28%

Quarterly revenue - Rate of surprise