Company Valuation: VersaBank

Data adjusted to current consolidation scope
Fiscal Period: October 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 405.6 254.9 269 543.5 538.5 1,019 - -
Change - -37.14% 5.52% 102.04% -0.92% 89.22% - -
Enterprise Value (EV) 405.6 254.9 269 543.5 538.5 1,019 1,019 1,019
Change - -37.14% 5.52% 102.04% -0.92% 89.22% 0% 0%
P/E 15.4x 11.8x 6.6x 14x 18.6x 26.2x 12.8x 8.96x
PBR 1.27x 0.75x 0.74x 1.36x 1x 1.76x 1.55x 1.33x
PEG - -0.7x 0.1x -2.75x -0.5x 0.8x 0x 0.2x
Capitalization / Revenue 6.21x 3.09x 2.48x 4.87x 4.32x 6.54x 4.74x 3.95x
EV / Revenue 0x 0x 0x 0x 0x 6.54x 4.74x 3.95x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 15.5x 8.68x 6.33x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.1 0.1 0.1 0.1 0.1 0.0985 0.0985 0.1
Rate of return 0.68% 1.08% 0.97% 0.48% 0.6% 0.31% 0.31% 0.32%
EPS 2 0.96 0.79 1.57 1.49 0.9 1.197 2.453 3.5
Distribution rate 10.4% 12.7% 6.37% 6.71% 11.1% 8.23% 4.01% 2.86%
Net sales 1 65.36 82.39 108.6 111.6 124.6 155.8 214.9 257.6
EBITDA - - - - - - - -
EBIT 1 30.35 33 58.25 54.52 45.91 65.87 117.4 161
Net income 1 22.38 22.66 42.16 39.75 28.46 43.29 85.14 113
Net Debt - - - - - - - -
Reference price 2 14.78 9.29 10.36 20.93 16.74 31.37 31.37 31.37
Nbr of stocks (in thousands) 27,441 27,441 25,964 25,966 32,168 32,419 - -
Announcement Date 01/12/21 07/12/22 13/12/23 09/12/24 10/12/25 - - -
1CAD in Million2CAD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
26.26x - - 0.31% 725M
13.48x - - 1.9% 892B
6.25x - - 4.97% 433B
6.8x - - 4.67% 381B
11.54x - - 2.36% 351B
6.36x - - 4.89% 344B
6.78x - - 4.71% 316B
10.55x - - 4.93% 294B
17.59x - - 2.39% 281B
11.26x - - 2.3% 248B
Average 11.69x 3.34% 353.97B
Weighted average by Cap. 10.33x 3.48%

Y-o-Y evolution of P/E

Valuation ratios - P/E - VersaBank

Historical PBR trend

Valuation ratios - PBR - VersaBank

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - VersaBank

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - VersaBank


Year-on-year evolution of the Yield

Valuation ratios - Yield - VersaBank